VISA Business Credit Card

Earn 1% cash back on all eligible purchases1

VISA Business Credit Card

Earn 1% cash back on all eligible purchases1

Apply now
Product Benefits
  • At-a-glance reporting 24/7
  • Save on purchases with VISA SavingsEdge2
  • Simplified Expense Management
  • Available in CDN$ and USD$ programs

Account details

Annual Fee

Gold Card: $105

Silver Card: $75

Interest Rates

19.99%

22.99% on cash advances

Credit Limit

$5,000

up to $100,000 unsecured4

Complimentary Services

Start a cash flow strategy

Make the most of your card. Consolidate all your recurring payments on your card and turn them into cash back rewards!

Details

Recurring Payments

Recurring payments typically apply to purchases for subscriptions, telecommunication, insurance, gym memberships etc. Not all merchants offer recurring payments for these purchases. Please check with your merchant to see if they offer recurring payments on Visa cards.
Gold Card Travel Insurance

Gold for prestige and recognition, with comprehensive travel insurance and international concierge services.

At a Glance Reporting

Secure, paperless and Web-based.

Details

At a Glance Reporting

Web-based reporting allows you to check and reconcile expenses securely online, anytime and easily export detailed information into your financial software for fast analytics. In addition to online reporting, your statements are also generated electronically, virtually eliminating the need for paper.
Get supplementary cards

Add Supplementary cards for your employees6. One account, multiple cards. Added benefits!

Details

Earn More Cash Back Rewards

With our Canadian dollar program, your business will receive cash back annually at a rate of up to 1% per card based on spending levels. The cash is deposited directly into your Scotiabank business deposit account, annually in October. The maximum cash back is $25,000 per year, at the program level (all cards).

Resources

How to apply for Small Business credit
 

VISA Business Card Program
VISA Business Credit Card
Earn 1% cash back on all eligible purchases1
Apply now
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  • 1

    Cash back rewards available for Canadian dollar card program only. Cash Back is paid to each Card in the Program that has reached the annual spend of $7,500. The maximum Cash Back that can be earned is $25,000 (calculated based on the Cash Back that is awarded to all Cards issued for your Program). See the Cash Back Rewards terms and conditions in the Scotiabank Business Visa Business Card Agreement for full details

  • 2

    Visa SavingsEdge is an automated discount program offered by Visa Canada Corporation ("Visa Canada") to eligible businesses and their authorized cardholders that hold an eligible Visa Business card and whose enrolment in the program is accepted by Visa. Under the program, cardholders can receive discounts from participating merchants each time the cardholder uses an enrolled Visa Business card to make qualifying purchases of goods or services pursuant to an active discount offered by the merchant and that transaction is processed or submitted through the Visa payment system. Discounts provided will appear as credits on future credit card statements 8-10 weeks after purchase date. All terms, conditions and restrictions applicable to the Visa SavingsEdge program are established by Visa Canada, and are available here. Visa Canada, not Scotiabank, is responsible for the Program. For details, visit www.visasavingsedge.ca. The following Scotiabank VISA Business cards are eligible: Scotia Momentum for business VISA* card, Scotia Gold Passport for business VISA* card, ScotiaLine for business VISA* Card and Scotiabank VISA* Business Card.

  • 3

    Only if the annual sales of your business are up to $5,000,000. Qualifying Criteria

  • 4

    Subject to credit approval and conditions

  • ®

    Registered Trademark of The Bank of Nova Scotia

  • *

    Visa Int./Licensed. User.