Dual Rate Investment AccountEarn a great interest rate of up to 1.1%1 on stable2 funds up to $20,000,000.3
Ideal if you have stable balances
High interest earning potential
Full liquid Canadian Investment Account to enhance your cash flow
Top reasons to choose this account
Fully liquid Canadian investment account to enhance your cash flow
Pays more interest for stable balances
Saves you time with online and on-the-go access
Only pay for the services you use
Has no monthly account maintenance fee if you maintain a $6,000 minimum monthly balance 4
Monthly Record-keeping Options and Fees, for complete details review Your Guide to Fees and Interest Schedules.
|Interest is paid on the stable2 and fluctuating balances.|
|$1,000,000 - $20,000,000||1.10%|
|$50,000 - $999,999||0.90%|
Investment Balance is the stable portion of your balance that is defined as the lowest end of day balance over the current Investment Period. The rate is applied to the entire Investment Balance within the highest applicable tier.
Rate3 on fluctuating balance is 0.25%
For complete details on interest rate calculations, please click here
Helpful Account Services
Great services to help you manage your money
Free Scotia® InfoAlerts
Get an email or text notification every time money moves through your account.
ScotiaConnectFind out how.
Overdraft Protection for businessProtect your account
Pay with your phone
Forgot your wallet? Use your smartphone to pay for small everyday purchases.
Interac debit card purchases, ABM cash withdrawals, bill payments (including pre-authorized debits), account transfers and cheques.
Eligible for CDIC Insurance5
For full details of coverage limitations, refer to the CDIC brochure. Protecting Your Deposits (38kb), or ask for a copy at your Scotiabank branch
For complete interest rate details please clilck here
The investment balance is the stable portion of the balance that remains unchanged during the month and is identified by determining the lowest daily closing balance in the current investment period
Minimum investment is $50,000
Please see Your Guide to Fees and Interest Schedules for details
Only deposits held in Canadian currency up to a maximum amount of $100,000, having a term of five years or less and payable in Canada are insurable under the Canada Deposit Insurance Corporation Act.