Questions about your existing CEBA loan?
Before we can start, we need some information.

What was your organization’s payroll expense in the 2019 calendar year?

Please include all employment income reported in Box 14 of your T4SUM,  plus, if you pay tax-exempt employment income under the Indian Act, all employment income reported in Box 71 of T4 statements.

Small Business relief

Supporting small businesses in our community

Key information on relief programs available for small businesses.

The Business Development Bank of Canada Highly Affected Sectors Credit Availability Program (HASCAP)

The BDC HASCAP application period has been extended to March 31, 2022. This program provides access to a non-revolving government guaranteed amortizing term loan from $25,000 up to a maximum amount of $1,000,000. The program is intended to provide liquidity support to Canadian businesses facing economic hardship due to demonstrated revenue decline as a result of the economic environment due to COVID.

Please contact your Scotiabank Small Business Advisor, Branch Manager, or click here for program information.

Canada Emergency Business Account (CEBA)

The CEBA application period ended effective June 30th, 2021.

Please click here for program dates and details.

Questions about your existing CEBA loan? Learn more

The Business Development Bank of Canada Business Credit Availability Program

BDC BCAP application period ended effective December 31, 2021. The program provided access to a non-revolving amortizing term loan of up to $312,500. The program was intended to support bridging businesses’ operating expenses (i.e., payroll, rent, utilities, taxes and other fixed costs), until cash flows resume back to pre-COVID conditions.

Please contact your Scotiabank Small Business Advisor or Branch Manager for further information.

Direct Deposit for Canada Emergency Wage Subsidy (CEWS) and Canada Emergency Rent Subsidy (CERS)

Direct deposit is a fast, secure and convenient way to receive your Canada Emergency Wage Subsidy payments. Using Scotia OnLine, mobile banking or ScotiaConnect you can quickly enrol your eligible business account for direct deposit in a few easy steps.

Learn more about Set up direct deposit Learn more

Small Business FAQs

Find answers to our most frequently asked questions for small businesses.