Scotia Mortgage for Self Employed

Right for you if:

  • You're self-employed or in commission-based sales.

  • You want the ability to select any Scotiabank home ownership solution.

  • Overview

  • Fixed and variable interest rates
    Fixed rate terms from 6 months to 5 years, 7 years, and 10 years, and Scotia Flex Value® mortgages available.

  • Hassle-free home financing
    Qualify for home financing with as little as 10% down.

  • Conventional and insured financing available.

  • PLUS

  • Choose from weekly, biweekly, semi-monthly, and monthly payment options.

  • Scotia Mortgage Protection can help make sure the home you worked so hard for is protected.

  • Mortgage Rates

    Special Offers
    We understand that everyone's mortgage needs are different. Let us help you find a mortgage that's just right for you.4

    Variable Rate Mortgages

    More details

    Closed Term Fixed Rate Mortgages

    More details

    1 Year 3.690%
    2 Years 3.490%
    3 Years
    3.940%
    4 Years
    4.290%
    5 Years
    5.140%
    7 Years
    5.690%
    10 Years
    6.390%

    Short Term Fixed Rate Mortgages

    More details

    Open Mortgage - 6 Month 6.950%
    Open Mortgage - 1 Year 6.700%
    Flexible/Closed Mortgage - 6 Month 4.750%

    Mortgage Tools

    Mortgage-Free Faster Calculator

    Discover how small changes can have a big effect. This tool will show you how you can be mortgage-free faster.

    Try this tool, Mortgage-Free Faster Calculator
    What Can I Afford?

    Find out how much, so you can arrange your mortgage and shop for a home with confidence.

    Try this tool, What Can I Afford?
    Mortgage Payment Calculator

    Determine your payment options, amortization and more, all with one calculator.

    Try this tool, Mortgage Payment Calculator
    STEP Calculator

    Learn how to save by using the equity in your home to borrow at lower interest rates.

    Try this tool, STEP Calculator
    Mortgage Selector

    Opening the door to homeownership.

    Try this tool, Mortgage Selector
    Mortgage Comparison Calculator

    Use this calculator to compare two different mortgages and determine which feature or product is the most suitable to meet your needs.

    Try this tool, Mortgage Comparison Calculator
    By Phone

    Mon-Fri (9am-8pm)

    1(877) 303-8879
    In Person

    See a Home Financing Advisor

    Find a Home Financing Advisor
    At Branch

    Make an appointment at your local branch

    Find a Local Branch
    Online

    Get Pre-Approved

    Apply Today

                        Mortgage Rates Information

                        Special Offer Information

                        1 APR 3.85%

                        2 APR 3.69%

                        3 APR 4.28%