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Do it ALL with Scene+ and Scotiabank

  

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Do it ALL with Scene+ and Scotiabank

  

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Featured

Planning for what’s next in your financial future.

New rewards
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Do it all with Scene+ and Scotiabank

Get rewards for travel, shopping, dining, entertainment, and banking. Earn and redeem points faster with eligible Scotiabank payment cards.

Earn more with Scene+

Prepare for any kind of trip

Help protect yourself and your loved ones from unforeseen events with Scotia Travel Insurance. Choose the plan that’s right for you.

Get a quote today Travel insurance quote
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The MomentumPLUS Savings Account

Open and fund a MomentumPLUS Savings Account and earn our best rate yet.

Start saving now with the Momentum Plus Savings Account

"When will inflation stop inflating?"

5 tips for better control over your finances.

View article

Happy International
Women’s Days

We celebrate and support the success of women, every day of the year. See how we’re setting the standard for equitable access for women.

Explore the program
NEW REWARDS

Groceries are a go with Scene+!

Earn and Redeem Scene+ points for groceries, pharmacy and more at participating grocery stores. Coming to Quebec in Early 2023.

Explore Scene+

Accounts

Keep your finances on track with an account that gives you flexibility and control over your money.

The Ultimate Package

Earn a $350 welcome bonus with the Ultimate Package. It’s the ultimate in banking.2

Open your account now About The Scotiabank Ultimate Package
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The Preferred Package

Earn a $350 welcome bonus with a new bank account.2

Open your account now About The Preferred Package
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The MomentumPLUS Savings Account

Open and fund a MomentumPLUS Savings Account and earn our best rate yet.

Start saving now with the Momentum Plus Savings Account

Special Offer for new Scotiabank eligible mortgage

Earn a $350 welcome bonus with a new Preferred Package or Ultimate Package. Plus, pay no monthly account fees for up to a year by setting recurring payments to a new or renewed Scotiabank eligible mortgage.

Get offer

Save more than just memories in your new country.

Newcomers can earn up to $1,540* in savings and bonuses with StartRight®.*

StartRight offer details
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Student Banking Advantage® Plan

A worry-free account matched for student life. 

Open your account now

Credit cards

Browse all the Scotia cards so you can choose the one that’s right for you.

Low Interest
Scotiabank Value Visa Card

Scotiabank Value® 
Visa* Card

0% introductory interest rate on balance transfers for the first 6 months (12.99% after that; annual fee $29).2 Plus no annual fee in the first year.2

 

Save up to hundreds of dollars a year on interest.

 

Annual fee: $29
Interest rates: 12.99% purchases / 12.99% cash advances

View more card details for the Scotiabank Value Visa credit card
Travel & lifestyle
Scotiabank Gold American Express Card

Scotiabank Gold American Express® Card

Special offer:
Earn up to $850* in value in the first 12 months, including up to 45,000 bonus Scene+ points and first year annual fee waived.1

 

Annual fee: $120
Interest rates: 20.99% purchases / 22.99% cash advances

View more card details for the Scotiabank Gold American Express Card
Scotia Momentum Visa Infinite credit card

Scotia Momentum® Visa Infinite* Card

Special offer:
Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).1 No annual fee in the first year, including on additional cards.1

 

Annual fee: $120
Interest rates: 20.99% purchases / 22.99% cash advances

View more card details for the Scotia Momentum Visa Infinite credit card
Image of TV shaped cookie with 1 bite removed, icon, and text: SelectPay

Turn credit card purchases into bite-sized payments with Scotia SelectPayTM

A new, flexible way to pay off your eligible Scotiabank Visa* credit card purchases of $100 or more with no interest rate and a low fee.1

Learn more about SelectPay
Travel & Lifestyle
Scotiabank Passport Visa Infinite credit card

Scotiabank Passport® Visa Infinite* Card

Special offer:
Earn up to $1,300+ in value in the first 12 months, including up to 40,000 bonus Scene+ points and first year annual fee waived.1

 

Annual fee: $150

Interest rates: 20.99% purchases / 22.99% cash advances

View more card details for the Scotiabank Passport Visa Infinite credit card
Cash back
Scotia Momentum Visa Card image

Scotia Momentum® 
Visa* Card

Get a 0% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $39).2

 

Annual fee: $39
Interest rates: 19.99% purchases / 22.99% cash advances

View more card details for the Scotia Momentum Visa credit card

Borrowing

From buying your first home to renovating your current space, we have a borrowing plan that’s right for you.

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Life changes fast

The Scotia Total Equity® Plan (STEP) Mortgage changes with it.*

A STEP Mortgage gives you the flexibility to use the equity from your home when you need it.

Learn more about STEP
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Mortgage calculator

How much mortgage can you afford?

Launch mortgage calculator About Mortgage calculator
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Auto loan payment calculator

Looking to buy a new car? We’ll do the math for you.

Launch auto loan calculator
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Scotiabank eHOME – the online mortgage hub

Get pre-approved, search for a home, and get mortgage approval online.

Start your journey About Scotiabank eHOME – the online mortgage hub
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Discover how to take the next STEP

Find the mortgage that’s right for you.

Visit our mortgage centre About Discover how to take the next STEP
Judith Chan

Protect your biggest investment

Stay on track financially if the unexpected happens with optional Scotia Mortgage Protection.

Get started About Protect your biggest investment

Investments

Reach your investment goals tomorrow while enjoying your life today.

Special Offer

Guaranteed Investment Certificates (GICs)

Earn up to 15,000 Scene+TM points on an eligible GIC♢.

 

A worry-free investment product. 

Learn about GICs
Judith Chan

Registered Retirement Savings Plan (RRSP)

An RRSP is a powerful tool to help grow your retirement savings and lower the income tax you pay.

Learn about RRSP
Special offer

Savings Accelerator Account

Earn up to 4.05% interest until April 30, 2023 on new deposits in your eligible RRSP or TFSA with the Savings Accelerator Account.†

 

Earn a competitive interest rate.

Accelerate your savings

ScotiaFunds® Portfolio Solutions

Our Portfolio Solutions offer a diversified mix of mutual funds in the convenience of single investment to help you grow your savings while carefully managing risk. Whether you are seeking regular income or long-term growth, there’s a portfolio solution designed to help you achieve your goals.

Invest with confidence
Special offer

Scotia iTRADE®. It’s every investor’s dream.

Everything you need to direct invest, in one place. Plus, get up to $2,000 cash and $6.99 stock and ETF commission pricing when you open a new account or fund an existing account*.

Offer details
Tax-Free Savings Account image

Tax-Free Savings Account (TFSA)

A TFSA is a great way to save for both short and long-term goals, with the flexibility to withdraw your money at any time without penalty.1

Learn about TFSA

Learning

Get investment ideas, insights, and information for managing your money.

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10 steps to building a post pandemic plan for your family

It’s a great time to update your family’s financial plan.

Update your financial plan Get 10 tips for updating your family’s financial plan
piggy bank

What is a credit card installment plan and how can I make the most of it?

A credit card installment plan is a feature that can help you to pay for purchases on your credit card over a fixed period.

Learn about installment plans Learn about credit card installment plans and how to use them
man in a suit with smartphone

4 tips to help organize your finances and prepare for the future

How to manage your cashflow and get ready for your goals.

Organize your finances Get 4 tips to help you organize your finances
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Manage your budget for unexpected expenses

No matter how much of a planner you are, unexpected expenses will pop up. Here’s how to budget for them.

Budget for unexpected expenses Find out how to prepare and budget for unexpected expenses
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New to digital banking?

Our step-by-step guides can help you start banking on your phone, tablet, or desktop computer.

Go digital Visit our digital banking guides for step-by-step instructions and demos to help you bank your phone, tablet, or desktop computer
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How much should I have in savings?

You want to save but what should your goal be? 

Learn more at Advice+ Get tips on how to align your savings with your goals
Go to Advice+
about Scene plus Learn more

    Have a question?

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    1.800.4SCOTIA

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