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Ready to buy a home? Here's how to save for your down payment.
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Our mortgage advisors show you mortgage solutions customized to your needs, so you can enjoy your home knowing you made the right decision.
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First-time homebuyers
Buying a home is one of the biggest purchases you'll ever make – and you want to do it right.
Buying another property
Want to buy a cottage near the lake? Condo in the city? Or maybe you want a rental property to invest in or fix up and flip.
Mortgage Renewal
Renew today and lock into one of Scotiabank’s great rates.
eHOME — the online mortgage hub
Get pre-approved in minutes, track your application status, and receive your mortgage approval online.
Helpful Mortgage Tools
Our easy-to-use mortgage tools can help you make an even more informed renewal decision. Here’s a sampling of what’s available to you.
Mortgage Calculator
See how much your mortgage payments can be to fit your budget.
Scotia Total Equity Plan Calculator
Calculate how much of your home equity you may be able to access.
Protect your biggest asset
Scotia Mortgage Protection Insurance
Protect your biggest financial investment by adding optional Scotia Mortgage Protection insurance on your new mortgage. Scotia Mortgage Protection offers four types of coverage to choose from. It can help pay off your outstanding balance if you become critically ill or suddenly pass away, giving your family financial support. Or it can help to cover your regular mortgage payments, including property tax and interest if you’re unable to work due to a disability or job loss**. Calculate your estimated insurance premium in a few steps with our Mortgage Insurance Premium Calculator.
Related articles
Whether you're a first-time home buyer or thinking about purchasing an additional property, we break down what you should know about mortgages.
From how much you need to save to what to do after closing — we have you covered.
Mortgage FAQs
ScotiaAdvice+ Home-buying series
Breaking down the home buying process so you can make an informed decision.
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with an optional subtitleBuying a home Pt 1 - Here's how you get started.
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with an optional subtitleBuying a home Pt 2 - Figuring out how much home you can afford.
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with an optional subtitleBuying a home Pt 3 - Locking in your mortgage rate.
Let's get started
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Scotia Mortgage Protection, is underwritten by The Canada Life Assurance Company.
**
The maximum coverage amount for Critical Illness insurance is $500,000 per Mortgage or for all Mortgages combined. For Life insurance, the maximum coverage amount is $1,000,000 per Mortgage or $1,000,000 for all Mortgages combined. The maximum monthly benefit amount for Disability coverage is $3,500 plus your Mortgage Disability and Job Loss premium (including applicable taxes), for up to a maximum of 24 months. The maximum monthly benefit amount for Job Loss coverage is $3,500 plus your Mortgage Disability and Job Loss premium (including applicable taxes), for up to a maximum of 6 months.