Scotia RSP plan loan

Right for you if:

  • You want to save for your future
  • You want to maximize your RSP contributions


  • Borrow to save. Get a preferred lending rate and invest in an RSP for your future.
  • Balance your budget. Borrow only what you need.
  • Peace of mind. Customized amortization periods with the flexibility to pay off your loan at any time, without penalty.


  • Choose from weekly, biweekly, semi-monthly or monthly payment options.
  • Payment deferral feature lets you defer for three monthly payments while you wait for your tax refund.1
  • Scotia Plan Loan Protection can mean providing the financial support that you and your family may need during a difficult time.
  • Up to $50,000 in available credit.
  • Save for your future and you could save on the taxes you pay in that year.
  • Find full information on interest and non-interest costs on Personal loans on the Personal Credit Agreement (371 kb).

Apply today for the Scotia RSP Plan Loan!