Get the SCENE®* Visa* Card for students

Are you a Scotiabank customer with access to online banking?

Are you new to Canada in the past three years? Visit a branch to apply. Use our Branch Locator

Save time at the checkout

Visa payWave* - Save time when paying for small, everyday purchases with Visa payWave. Simply wave your card over the card reader and go!7

My Mobile Wallet is now included with the FREE Scotiabank Mobile Banking app and lets you tap your smartphone on the terminal to pay. Just look for the Visa payWave symbol at the checkout.

Apple Pay - The easy, secure, and private way to pay with your eligible Scotiabank credit cards.8

Click to Pay - Paying online with your Visa card is easy, smart, and secure. Just click to pay with your Visa when you see the Click to Pay icon where your Scotiabank card is accepted.9

Get a supplementary Card6

Earn more Scene+ points

You will earn Scene+ points on everyday purchases made by your Supplementary Cardholder at the same rate that you earn Scene+ points on purchases made on your card.

Simplify Record Keeping

Spending on your Scotiabank Visa Account is consolidated into one monthly statement. Transactions made by the additional Supplementary Cardholder are easily identified on your statement.

SCENE®* Visa* Card for Students

Earn Scene+™* points on everyday purchases.¹

Displayed card designs will not be available until Fall 2022.
Actual cards will vary.


Earn 1,250 bonus Scene+™* points upon first purchase.2

Scene Visa card image
SCENE®* Visa* Card for students
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Is this Credit Card right for you? 

Right for you if you:

  • Are a student enrolled in a Canadian post secondary school and this is one of your first Credit Cards
  • Value the rewards and benefits that can be earned with this Card
  • Want to obtain a convenient and secure payment method for everyday purchases, that can also help you to build your credit history if you make at least your minimum payments on time each month
  • Want an interest free grace period on purchases
  • Prefer to avoid annual fees

May not be right for you if you:

  • Will be carrying an outstanding balance for a long period of time or using it for debt consolidation
  • Have a steady income of more than $12000/year (income requirement subject to change) as you may qualify for other types of available Credit Cards
  • Prefer cash back rewards
  • Prefer a card with certain embedded insurance benefits

Fees, rates & other information

Annual fee3 $0/year
Interest rates3

19.99% on purchases

22.99% on cash advances (including balance transfers, Scotia Credit Card Cheques and cash-like transactions)

Minimum credit limit3 $500
Each supplementary Card3 $0/year

What's included with your Card

Get Scene+ points faster4


Earn 5 Scene+ points for every $1 you spend on credit card purchases at Cineplex theatres or at

cineplex logo cineplex store logo


Earn 1 Scene+ point for every $1 you spend on your everyday credit card purchases.4

Redeem Scene+™* points for travel, shopping, entertainment, dining, banking, and more.

See how many free movies you'll get with a SCENE®* Visa Card for students.

Go to rewards calculator tool Rewards calculator

Students enter for a chance to win*^ $30,000 

And earn up to $150 with a Scene+TM Student Banking Bundle.**

The sky’s the limit when it comes to your future success and $30k can help you get there. 

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Scene+ makes every experience more rewarding.

Scene+ is our enhanced rewards program that allows members to earn and redeem points for travel, shopping, dining and more.

Get the SCENE®* Visa* Card for students

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By Phone

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In Person

Make an appointment at your local branch

Not sure if this is the right credit card for you?