No-Fee ScotiaGold^® Visa Card

AVIS reservations may be made online at avis.com/scotiabankgoldvisa or by calling 1-800-TRY AVIS (879-2847). Please quote AVIS worldwide discount number C030310.

Budget Reservations may be made online at Budget.com/scotiabankgoldvisa or by calling 1-800-268-8900. Please quote Budget Corporate Discount number A363319.

Covers full value of the vehicle against damage, loss or theft provided the entire cost of the car rental is changed to your No-Fee ScotiaGold VISA card AND coverage offered by the rental car agency is declined (some exclusions apply).

Certificate of Rental Car Collision Insurance (87 kb)

Use Scotia Credit Card Cheques to:

• Transfer balances from gas and retail cards that charge higher interest rates.
• Pay for a large purchase, insurance premiums, medical bills, or utility bills.

Obtain cash advances at:

• Over 1 million ABMs around the world displaying the VISA/PLUS symbols.
• Over 55,000 ABMs displaying the INTERAC symbol in Canada, including Scotiabank ABMs.
• Or, access your No-Fee ScotiaGoldVISA account with your ScotiaCard when you link the two together.

With one simple application, you can have financial protection from a range of life events: Disability, Job Loss, Strike or Lockout, Critical Illness or loss of Life. A monthly benefit equal to 10%^† of your outstanding credit card account balance can be paid to your credit card account if you are unable to work, which can help pay down your balance faster. In the event of a diagnosis of a covered Critical Illness⁺⁺, or if you pass away, your outstanding credit card account balance can be paid in full, up to a maximum of $50,000.

This comprehensive coverage is available at a monthly premium rate of only $0.95 per $100 of average daily balance on your credit card account (plus any applicable sales tax). The affordable cost includes benefits for a Co-Borrower at no additional charge. The premium is conveniently charged to your credit card account to help ensure your coverage stays in place.

Approval is fast – contact us for details if you are a resident of Canada, and are at least 18 and under 70 years of age.

View more information or simply call 1-855-753-4272 between 8am and 8pm (EST) Monday to Friday and a Customer Service Representative will be pleased to assist you.

^†10% of your outstanding credit card account balance for up to 10 months up to a maximum of $5,000 per month and a total maximum of $50,000 if you are unable to work due to involuntary Job Loss, Strike or Lockout or become disabled.

⁺⁺Critical Illness, Disability, Job Loss and Strike/Lockout coverage terminates at age 70. Life coverage terminates at age 80.

Scotia Credit Card Protection is a group insurance policy underwritten by Chubb Life Insurance Company of Canada.

All coverage is subject to terms and conditions including limitations and exclusions which are outlined in the Certificate of Insurance which you will receive upon enrolment.

Link your No-Fee ScotiaGold VISA account to your ScotiaCard® you can use TeleScotia® Telephone Banking and Scotia OnLine® Financial Services for VISA account information.

Visa payWave™

Save time when paying for small, everyday purchases with Visa payWave. Simply wave your card over the card reader and go!³

My Mobile Wallet

My Mobile Wallet is now included with the FREE Scotiabank Mobile Banking app and lets you tap your smartphone on the terminal to pay. Just look for the Visa payWave™ symbol at the checkout.