Our Revolving Credit Agreement is being updated

Effective August 1, 2019

Learn More, Our Revolving Credit Agreement is being updated
The Minimum Payment for Quebec Residents is changing

Effective August 1, 2019

Learn More, The Minimum Payment for Quebec Residents is changing

No-Fee ScotiaGold® Visa Card

Note: We are no longer issuing new No-Fee ScotiaGold® Visa Cards. The information described here is solely for existing Cardholders.

Discount Rates at Avis Car Rental

20%

Rental Car Collision Insurance

 

Great reasons to get this card

  • Essential travel benefits with no annual fee

  • $0 annual fee

  • Convenient with Visa payWave simply wave your card and go!

  • Eligible for My Mobile Wallet

  • Eligible for Apple Pay & Android Pay

  • Fees, Rates & Other Information

    Annual Fee

    0.0

    0.0 each Supplementary Card

    Interest rates

    19.9922.99

    19.99 on purchases. 22.99 on cash advances, balance transfers and Scotia Credit Card Cheques

    Credit Limit

    5000.0

    Minimum

    Your card comes with benefits

    Save on car rentals

    As a No-Fee ScotiaGold Visa Cardholder, you can save up to 25% off base rates at participating AVIS locations and at participating Budget locations in Canada and the U.S. when you pay with your No-Fee ScotiaGold Visa card.       

    More details, Save on car rentals
    Rental Car Collision Insurance1

    Covers full value of the vehicle against damage, loss or theft provided the entire cost of the car rental is changed to your No-Fee ScotiaGold VISA card AND coverage offered by the rental car agency is declined (some exclusions apply).

    More details, Rental Car Collision Insurance1
    Scotia® Credit Card Cheques2 & Instant Cash Advances

    As a cardholder, you have flexibility. You’ll receive Scotia Credit Card Cheques2 for added convenience. And it’s easy to get cash advances. 

    More details, Scotia® Credit Card Cheques2 & Instant Cash Advances
    Scotia Credit Card Protection (optional)

    With one simple application, you can have financial protection from a range of life events: Disability, Job Loss, Strike or Lockout, Critical Illness or loss of Life.

    More details, Scotia Credit Card Protection (optional)
    Easy Access

    Link your No-Fee ScotiaGold VISA account to your ScotiaCard® you can use TeleScotia® Telephone Banking and Scotia OnLine® Financial Services for VISA account information.

    More details, Easy Access
    Note

    We are no longer issuing new No-Fee ScotiaGold® Visa Cards. The information described here is solely for existing Cardholders.