No-Fee ScotiaGold® Visa CardNote: We are no longer issuing new No-Fee ScotiaGold® Visa Cards. The information described here is solely for existing Cardholders.
No Annual Fee
Discount Rates at Avis Car Rental
Rental Car Collision Insurance
Great reasons to get this card
Essential travel benefits with no annual fee
$0 annual fee
Convenient with Visa payWave™ simply wave your card and go!
Eligible for My Mobile Wallet
Eligible for Apple Pay & Google Pay
Fees, Rates & Other Information
0 each Supplementary Card
19.99 / 22.99
19.99 on purchases. 22.99 on cash advances, balance transfers and Scotia Credit Card Cheques
Your card comes with benefits
Save on car rentals
As a No-Fee ScotiaGold Visa Cardholder, you can save up to 25% off base rates at participating AVIS locations and at participating Budget locations in Canada and the U.S. when you pay with your No-Fee ScotiaGold Visa card.
Rental Car Collision Insurance1
Covers full value of the vehicle against damage, loss or theft provided the entire cost of the car rental is changed to your No-Fee ScotiaGold VISA card AND coverage offered by the rental car agency is declined (some exclusions apply).
Scotia® Credit Card Cheques2 & Instant Cash Advances
As a cardholder, you have flexibility. You’ll receive Scotia Credit Card Cheques2 for added convenience. And it’s easy to get cash advances.
Scotia Credit Card Protection (optional)
With one simple application, you can have financial protection from a range of life events: Disability, Job Loss, Strike or Lockout, Critical Illness or loss of Life.
Link your No-Fee ScotiaGold VISA account to your ScotiaCard® you can use TeleScotia® Telephone Banking and Scotia OnLine® Financial Services for VISA account information.
We are no longer issuing new No-Fee ScotiaGold® Visa Cards. The information described here is solely for existing Cardholders.
Under all insurance coverages or services, certain limitations, restrictions and exclusions apply, including a pre-existing condition exclusion for certain benefits. Please see the Certificates of Insurance for full coverage details. Coverages are underwritten by The Manufacturers Life Insurance Company and its wholly owned subsidiary First North American Insurance Company. The Bank of Nova Scotia is not an insurer. All insurance claims must be forwarded to the insurance providers.
Subject to available credit. Scotia Credit Card Cheques are treated as a cash advance and interest applies from the transaction date until the amount is repaid in full.
All Scotiabank retail credit cards, except ScotiaLine VISA card, Scotiabank Value VISA card, and No-Fee Scotiabank Value VISA card, will have Visa payWave when issued or reissued. Visa payWave™ is a Trademark of Visa Int./Lic