Scotiabank Rewards®
Visa* Card

Travel rewards with no annual fee

Book and redeem for travel anywhere, anytime, with no travel restrictions2,3


Enjoy special offers and rewards.


New to Canada?

No credit history needed.

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Great reasons to get this card for your everyday purchases

Earn easily, every day

  • Get 1 Scotia Rewards point for every $2 you spend on every eligible purchase.

  • Book travel and redeem easily

  • Use your Card and book travel through Scotia Rewards Travel Service, our full-service travel agency.

  • Redeem for travel anywhere, anytime, with no travel restrictions.

  • Enjoy benefits

  • Access to special offers, merchandise, rewards.

  • Scotiabank Rewards Program Terms and Conditions

    Fees, Rates & Other Information4

    Annual Fee


    0.0 each Supplementary Card

    Interest rates


    19.99 on purchases. 22.99 on cash advances, balance transfers and Scotia Credit Card Cheques

    Credit Limit



    Your card comes with benefits

    The easy-to-use Scotia Rewards Visa Card comes with lots of room for flexibility.

    Book and redeem easily

    Book and redeem any flight for any time through Scotia Rewards Travel Service, a full-service travel agency. Plus, take advantage of the Best Price Guarantee on airfare5.

    More Details, Book and redeem easily
    Special Offers with Scotia Rewards Travel Advantage6

    Your Card extends to you extraordinary discounts, offers, special amenities and privileges. Visit Scotia Rewards to take advantage today.

    More Details, Special Offers with Scotia Rewards Travel Advantage6
    Beyond Travel Rewards

    Reward yourself and choose from a wide selection of merchandise and gifts by visiting Scotia Rewards

    Scotia Rewards & SCENE® Points Conversion13

    You can convert your Scotia Rewards points to SCENE or your SCENE points to Scotia Rewards points instantly, anytime you want.   Remember that you must have a SCENE account to convert Scotia Rewards points to SCENE points and please review the rate conversions. 

    Visit and see the Conversion Program terms and conditions for more details. 

    Save on Car Rentals

    As a Scotiabank Rewards Visa Cardholder, you can save up to 25% off base rates at participating AVIS locations and at participating Budget locations in Canada and the U.S. when you pay with your Scotiabank Rewards Visa card.                     

    More Details, Save on Car Rentals

    Enjoy all the benefits

    Save time at the checkout

    Tap your Scotiabank Rewards® Visa Card or your smartphone for quick easy payments.

    More Details, Save time at the checkout
    Get a Supplementary Card

    Add an additional Supplementary Cardholder to your Scotiabank Rewards® Visa Card. One account, multiple cards. Added benefits! Get an additional Card for a friend or family member9

    More Details, Get a Supplementary Card
    Feel reassured (Optional protection)

    Your finances can have added protection from some of life's unpredictable events, like disability, job loss, strike or lockout, critical illness or loss of life.

    More Details, Feel reassured (Optional protection)

    Scotiabank Rewards® Visa Card

    In Person

    Make an appointment

    Find a branch
    By Phone

    takes about 8 minutes

    1 (800) 747-3208
    Apply Online

    Enjoy unique benefits, rewards, and so much more.

    Apply Now