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Effective December 1, 2020 this card is stop sold and is no longer available to customers. Information is provided here to service existing customers.
Scotiabank Rewards®
Visa* Card
Scene+™ point for every $2 spent on every eligible purchase1
1x
Book and redeem for travel anywhere, anytime, with no travel restrictions2,3
Enjoy special offers and rewards.
Great reasons to get this card for your everyday purchases
Earn easily, every day
Get 1 Scene+ point for every $2 you spend on every eligible purchase.
Book travel and redeem easily
Use your Card and book travel through Scene+ Travel Service, our full-service travel agency.
Redeem for travel anywhere, anytime, with no travel restrictions.
Enjoy benefits
Access to special offers, merchandise, rewards.
Fees, Rates & Other Information4
Annual Fee
0
0 each Supplementary Card
Interest rates
19.99 / 22.99
19.99 on purchases. 22.99 on cash advances, balance transfers and Scotia Credit Card Cheques
Credit Limit
500
Minimum
Your card comes with benefits
The easy-to-use Scotia Rewards Visa Card comes with lots of room for flexibility.
Book and redeem easily
Book and redeem any flight for any time through Scene+ Travel, a full-service travel agency.
Apply Scene+ Points to Travel
With Scene+, you have the flexibility to make your own travel arrangements at any travel provider, site or operator that you choose, and then select the “Apply Points to Travel” option to redeem points to cover off your trip costs within 12 months of the date of the travel purchase.
Beyond Travel Rewards
Reward yourself and choose from a wide selection of merchandise and gifts by visiting sceneplus.ca.
Save on Car Rentals
As a Scotiabank Rewards Visa Cardholder, you can save up to 25% off base rates at participating AVIS locations and at participating Budget locations in Canada and the U.S. when you pay with your Scotiabank Rewards Visa card.
Enjoy all the benefits
Save time at the checkout
Tap your Scotiabank Rewards® Visa Card or your smartphone for quick easy payments.
Get a Supplementary Card
Add an additional Supplementary Cardholder to your Scotiabank Rewards® Visa Card. One account, multiple cards. Added benefits! Get an additional Card for a friend or family member9
Scotia Credit Card Protection (optional)
This optional insurance coverage can provide you and your family financial protection by paying off your outstanding account balance or helping to cover your monthly credit card payments as a result of certain unexpected life events, such as Death, Critical Illness, Hospitalization, Disability, Job Loss or Strike or Lockout.
There are two different coverage bundles to choose from:
Basic Protection
- Death Benefit
- Critical Illness Benefit
- Hospitalization Benefit
Comprehensive Protection
- Death Benefit
- Critical Illness Benefit
- Hospitalization Benefit
- Disability Benefit
- Job Loss Benefit
- Strike or Lockout Benefit
Effective December 1, 2020 this card is stop sold and is no longer available to customers. Information is provided here to service existing customers.
(Applicable to applications made prior to December 1, 2020 only)
1
You are awarded 1 point per $2.00 in purchases of goods and services charged to your Scotiabank Rewards VISA account. Points are not awarded for cash advances, Scotia®* Credit Card Cheques, Scotia Rewards Dollars, returns, payments, casinos and gambling, annual membership or card fees, interest charges or service transaction charges.
2
Scene+ Travel Service booking site and call center is powered by a 3rd party service provider: visit sceneplus.ca for full details.
3
Apply Points to Travel redemptions are only permitted towards an eligible travel purchase charged to a participating Scotiabank Credit card or Debit card that earns Scene+ points. Redemptions must be requested within 12 months of the transaction date for the travel purchase.
4
For current rates and information on fees and interest cost, call 1-888-882-8958. Interest rates, annual fees and features are subject to change without notice. Learn more about credit card fees and interest rates
7
All Scotiabank retail credit cards, except ScotiaLine Visa card, will have Visa payWave when issued or reissued.
8
Apple Pay works with iPhone 6 and later in stores, apps, and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2, and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible Apple Pay devices, see https://support.apple.com/km207105
9
The Primary Cardholder on the Scotiabank Rewards® Visa Card Account (the “Account”) is responsible for all charges to the Account including those made by the additional Supplementary Cardholder.
®
Registered Trademark of The Bank of Nova Scotia
™
Trademark of Scene IP LP, used under license.
*
Visa Int./Licensed User.
Δ*
Click to Pay is an online checkout solution provided by a third party that supports American Express, Mastercard and Visa cards and is based on EMV® SRC Specifications. The Bank of Nova Scotia is not responsible for this service.
Scotia Credit Card Protection is underwritten by Chubb Life Insurance Company of Canada under a Group Policy issued to the Bank of Nova Scotia. All coverage is subject to the terms and conditions outlined in the Certificate of Insurance which you will receive upon enrolment.