Are you a new or existing customer?

Save time at the checkout

My Mobile Wallet is now included with the FREE Scotiabank Mobile Banking app and lets you tap your smartphone on the terminal to pay. Just look for the Visa payWave symbol at the checkout.

Visa payWave* - Save time when paying for small, everyday purchases with Visa payWave. Simply wave your Card over the card reader and go!7

Apple Pay - The easy, secure, and private way to pay with your eligible Scotiabank credit cards.8

Click to PayΔ* - Paying online with your Visa card is easy, smart, and secure. Just click to pay with your Visa when you see the Click to Pay icon where your Scotiabank card is accepted.

Scotiabank Rewards®
Visa* Card

Travel rewards with no annual fee

Book and redeem for travel anywhere, anytime, with no travel restrictions2,3


Enjoy special offers and rewards.


Great reasons to get this card for your everyday purchases

Earn easily, every day

  • Get 1 Scotia Rewards point for every $2 you spend on every eligible purchase.

  • Book travel and redeem easily

  • Use your Card and book travel through Scotia Rewards Travel Service, our full-service travel agency.

  • Redeem for travel anywhere, anytime, with no travel restrictions.

  • Enjoy benefits

  • Access to special offers, merchandise, rewards.

  • Scotiabank Rewards Program Terms and Conditions

    Fees, Rates & Other Information4

    Annual Fee


    0 each Supplementary Card

    Interest rates


    19.99 on purchases. 22.99 on cash advances, balance transfers and Scotia Credit Card Cheques

    Credit Limit



    Your card comes with benefits

    The easy-to-use Scotia Rewards Visa Card comes with lots of room for flexibility.

    Book and redeem easily

    Book and redeem any flight for any time through Scotia Rewards Travel Service, a full-service travel agency. Plus, take advantage of the Best Price Guarantee on airfare5.

    More Details, Book and redeem easily
    Special Offers with Scotia Rewards Travel Advantage6

    Your Card extends to you extraordinary discounts, offers, special amenities and privileges. Visit Scotia Rewards to take advantage today.

    More Details, Special Offers with Scotia Rewards Travel Advantage6
    Beyond Travel Rewards

    Reward yourself and choose from a wide selection of merchandise and gifts by visiting Scotia Rewards

    Scotia Rewards & SCENE® Points Conversion10

    You can convert your Scotia Rewards points to SCENE or your SCENE points to Scotia Rewards points instantly, anytime you want.   Remember that you must have a SCENE account to convert Scotia Rewards points to SCENE points and please review the rate conversions. 

    Visit and see the Conversion Program terms and conditions for more details. 

    Save on Car Rentals

    As a Scotiabank Rewards Visa Cardholder, you can save up to 25% off base rates at participating AVIS locations and at participating Budget locations in Canada and the U.S. when you pay with your Scotiabank Rewards Visa card.                     

    More Details, Save on Car Rentals

    Enjoy all the benefits

    Save time at the checkout

    Tap your Scotiabank Rewards® Visa Card or your smartphone for quick easy payments.

    More Details, Save time at the checkout
    Get a Supplementary Card

    Add an additional Supplementary Cardholder to your Scotiabank Rewards® Visa Card. One account, multiple cards. Added benefits! Get an additional Card for a friend or family member9

    More Details, Get a Supplementary Card

    Scotia Credit Card Protection (optional)

    This optional insurance coverage can provide you and your family financial protection by paying off your outstanding account balance or helping to cover your monthly credit card payments as a result of certain unexpected life events, such as Death, Critical Illness, Hospitalization, Disability, Job Loss or Strike or Lockout.

    There are two different coverage bundles to choose from:

    Basic Protection 

    • Death Benefit
    • Critical Illness Benefit  
    • Hospitalization Benefit

    Comprehensive Protection

    • Death Benefit
    • Critical Illness Benefit
    • Hospitalization Benefit
    • Disability Benefit
    • Job Loss Benefit
    • Strike or Lockout Benefit
    Effective December 1, 2020 this card is stop sold and is no longer available to customers. Information is provided here to service existing customers.