Scotiabank® More Rewards®*
Top Travel Points Credit Card (with no annual fee) 2017
Earn 6 points for every $1 spent on purchases at participating More Rewards locations2
Earn 4 points for every $1 spent on eligible purchases everywhere else2
Great reasons to get this card for your everyday purchases
Choose from a variety of reward options
Redeem your More Rewards points for travel, groceries, gift cards, merchandise and more at MoreRewards.ca.
Earn points faster
Earn 6 More Rewards points for every $1 spent on purchases at participating More Rewards locations2.
Earn 4 More Rewards points for every $1 spent on eligible purchases everywhere else2.
Get 1 additional point for every $1 you spend when you use your More Rewards loyalty card at partner locations2.
Max your rewards
There's no limit to the number of points you can earn on everyday purchases2.
Fees, rates & other information2
0.0 each Supplementary Card
19.99 / 22.99
19.99 on purchases. 22.99 on cash advances, balance transfers and Scotia Credit Card Cheques
Your card comes with benefits
As a Scotiabank More Rewards Visa cardholder, you’ll enjoy exclusive features.
The 15,000 More Rewards points offer is only available for a new Scotiabank More Rewards Visa Account (the “Account”) opened by February 28, 2019 (the “Offer Period”). The 15,000 bonus points will be awarded if a purchase is made on the new Account within the first 2 months of the Account opening date. Purchases exclude refunds, returns or other similar credits, payments, cash advances, balance transfers, Scotia® Credit Card Cheques, interest, fees or other charges. Duplicate applications are not eligible for this bonus points offer. One bonus points offer per customer. Bonus points will be awarded to the applicable More Rewards account within 30 days of the first purchase provided the Account is open and in good standing at time of payout. This Bonus points offer is limited to one Account opening during the Offer Period per More Rewards membership. Former or current Scotiabank credit cardholders that transfer from an existing Scotiabank credit card account or re-open a closed Scotiabank credit card account are excluded from this Offer. In cases where there are both primary and secondary More Rewards Visa Account cardholders, the 15,000 bonus points will be credited to the More Rewards membership account of the primary or secondary cardholder making the first purchase on the new Account within the first 2 months of the Account opening date. More Rewards points and the More Rewards program is owned and operated by Overwaitea Food Group Limited Partnership. For complete details about the More Rewards Program visit www.morerewards.ca. The Bank of Nova Scotia is the issuer of the MoreRewards Visa card and is not responsible for the Program including More Rewards points.
There is currently no annual fee for the primary card and no fee for each additional supplementary card.
The current preferred annual interest rates for the Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions). All rates, fees, features and benefits are subject to change. Offers may change, be extended and cannot be combined with any other offers.
The More Rewards customer loyalty program (the 'More Rewards Program') is administered by the Overwaitea Food Group Limited Partnership ('OFG'). Earn 6 More Rewards Points on each $1 in purchases made in-store on a Scotiabank More Rewards Visa Card (the Card) at all participating More Rewards Locations, earn 4 More Rewards Points on each $1 in all other purchases made on the Card and earn 1 More Rewards Points on all each other $1 in purchases made on the Card. More Rewards points are not awarded for fees, cash advances (including Scotia Credit Card Cheque, balance transfers, cash-like transactions including casinos and gambling), payments, Scotia Rewards Dollars, or returns or other similar credits. More Rewards Points are awarded to the More Rewards account of the Primary Cardholder. The Bank of Nova Scotia (Scotiabank) is not responsible or liable for the More Rewards Program or the use of the More Rewards loyalty card. See full More Rewards Program terms
Purchase Security and Extended Warranty are underwritten by American Bankers Insurance Company of Florida (ABIC), while Price Protection Service is a service provided by ABIC. Details of the coverage, including definitions, benefits, limitations, and exclusions are in the Certificate of Insurance provided with the card. The Bank of Nova Scotia is not an insurer. All claims must be forwarded to ABIC. Read the Certificate of Insurance then keep it in a safe place with your other valuable documents.
The Primary Cardholder on the Scotiabank More Rewards Visa Card Account (the “Account”) is responsible for all charges to the Account including those made by the additional Supplementary Cardholder.
All Scotiabank retail credit cards, except ScotiaLine Visa card, will have Visa payWave when issued or reissued.
Apple Pay works with iPhone 6 and later in stores, apps, and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2, and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible Apple Pay devices, see https://support.apple.com/km207105
Scotia Credit Card Protection is a group insurance policy underwritten by Chubb Life Insurance Company of Canada. All coverage is subject to terms and conditions including limitations and exclusions which are outlined in the Certificate of Insurance which you will receive upon enrolment.
20% of your outstanding credit card account balance for up to 10 months up to a maximum of $5,000 per month and a total maximum of $50,000 if you are unable to work due to involuntary Job Loss, Strike or Lockout or become disabled.
Critical Illness, Disability, Job Loss and Strike/Lockout coverage terminates at age 70. Life coverage terminates at age 80.
Registered Trademark of The Bank of Nova Scotia
Visa Int./Licensed User.