Scotiabank® More Rewards®* 
Visa* Card

Receive 15,000 bonus More Rewards points when you make your first purchase in 2 months1
Scotiabank More Rewards Visa Card

Earn 6 points for every $1 spent on purchases at participating More Rewards locations2


Earn 4 points for every $1 spent on eligible purchases everywhere else2


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Great reasons to get this card for your everyday purchases

Choose from a variety of reward options

  • Redeem your More Rewards points for travel, groceries, gift cards, merchandise and more at

  • Earn points faster

  • Earn 6 More Rewards points for every $1 spent on purchases at participating More Rewards locations2.

  • Earn 4 More Rewards points for every $1 spent on eligible purchases everywhere else2.

  • Get 1 additional point for every $1 you spend when you use your More Rewards loyalty card at partner locations2.

  • Max your rewards

  • There's no limit to the number of points you can earn on everyday purchases2.

  • Fees, rates & other information2

    Annual Fee


    0.0 each Supplementary Card

    Interest rates


    19.99 on purchases. 22.99 on cash advances, balance transfers and Scotia Credit Card Cheques

    Credit Limit



    Your card comes with benefits

    As a Scotiabank More Rewards Visa cardholder, you’ll enjoy exclusive features.

    Earn 6x the points where you already shop

    Earning is easy because you get points at dozens of places you already shop, like Save-On-Foods, Overwaitea Foods, Urban Fare and more.

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    Redeem easily

    You have many rewards to choose from – and it’s easy to redeem your points. Go online to see the entire catalogue, or use your points at grocery partners for free groceries.

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    Make a purchase. Be protected

    Charge the full cost of new items to your card. Most items purchased with your card are insured worldwide against theft, loss or damage for 90 days from the date of purchase3

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    Get a supplementary card

    Add an additional Supplementary Cardholder to your Scotiabank Visa Account. One account, multiple cards. Added benefits! Get an additional card for a friend or family member.4

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    Save time at the checkout

    Tap your More Rewards Visa card or your smartphone for quick easy payments.

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    Feel reassured (Optional protection)

    Your finances can have added protection from some of life's unpredictable events, like disability, job loss, strike or lockout, critical illness or loss of life.

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    Save on car rentals

    As a Scotiabank More Rewards Visa Cardholder, you can save up to 25% off base rates at participating AVIS locations and at participating Budget locations in Canada and the U.S. when you pay with your Scotiabank More Rewards Visa card.                                      

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    Scotiabank® More Rewards®* Visa* card

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    A faster way to earn plus NO annual fee

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