Our Revolving Credit Agreement is being updated

Effective June 30, 2019

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The Minimum Payment for Quebec Residents is changing

Effective August 1, 2019

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Rates, Fees and Card Features are changing

Effective August 1, 2019

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Scotia Momentum ® 
Visa Infinite* Card

Special Offer
Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).1 Plus, no annual fee in the first year.A welcome offer of up to $299. 

Concierge Service3


2018 MoneySense #1 cash-back rewards card

New to Canada?

No monthly account fees on a Scotia One™ chequing account for one year.

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Scotiabank Rewards Calculator

Calculate and Save

Existing customer? Apply now

Great reasons to get this card for your everyday purchases

4% Cash back on gas & groceries, 2% cash back on Drug Stores4 and recurring bill payments4.

Plus earn 1% cash back on everything else you charge to your card.5

Gas Stations2


Grocery Stores2


Drug Stores4


Recurring Bill Payments4


Plus earn 1% cash back on everything else you charge to your card.5

Scotia Momentum Visa Infinite card Cash Back Program Terms and Conditions



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Fees, Rates & Other Information6

Annual Fee


30.0 each Supplementary Card

Interest Rates


19.99 on purchases. 22.99 on cash advances, balance transfers and Scotia Credit Card Cheques

Credit Limit



You must have a minimum annual income of $60,000 or a minimum household income of $100,000 or a minimum assets under management of $250,000.

Exclusive, unforgettable experiences

Take advantage of these one-of-a-kind dining, entertainment adventures and exclusive benefits for Visa Infinite card holders.

Visa Infinite Dining Series

Dine with some of the biggest names in the food and wine industry in a private, sophisticated setting. Savour a delicious, multi-course meal and expertly paired wines.

Visa Infinite Music Series

Get true VIP access to premier events with some of the world’s top musicians. You can attend intimate concerts, meet your favourite artists and relax in VIP lounges.

Wine Country Wonders

Show your card at over 60 wineries in British Columbia and Ontario and you can enjoy complimentary tastings, private vineyard tours and discounts on wine purchases.

Complimentary Concierge Services

Whether you need help planning your trip, restaurant reservations, or tickets to a show, our concierge is happy to assist, 24/7.3

Luxury Hotel Privileges

Save with the best available rates – guaranteed. Plus when you check in, you’ll get an automatic room upgrade when it’s available and free Wi-Fi in your room.

For details, and to check out the current exclusive card holder offers, visit Visainfinite.ca.

Your card comes with benefits

Take advantage of all the ways a Scotia Momentum® Visa Infinite card card adds to your life.

Travel Emergency Medical Insurance

Coverage is provided for eligible persons under age 65 for up to 15 consecutive days.7

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Trip Interruption Insurance

Charge at least 75% of your trip costs to your card and get trip interruption insurance at no extra cost.7

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Flight Delay Insurance

Charge at least 75% of the full ticket cost to your card and you’ll be eligible for reimbursement of necessary expenses such as hotel accommodations, meals and other emergency items.7

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Delayed and Lost Baggage Insurance

Charge the full cost of your airplane, train, bus or cruise ship tickets to your card. If your checked luggage is delayed or lost – you’re covered.7

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Rental Car Collision Loss/Damage Insurance

Charge the full cost of your rental to your card and you’re automatically insured if your rental is damaged or stolen.7

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Travel Accident Insurance7

Charge at least 75% of your ticket cost to your card and you’re insured against accidental loss of life or dismemberment.

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Purchase Security & Extended Warranty Protection

Most items purchased with your card are insured against theft, loss, or damage for 90 days from the purchase date and the manufacturer’s warranty is doubled for up to one year.7

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Save on car rentals

As a Scotia Momentum Visa Infinite Cardholder, you can save up to 25% off base rates at participating AVIS locations and at participating Budget locations in Canada and the U.S. when you pay with your Scotia Momentum Visa Infinite card.       

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Save time at the checkout

Tap your Scotia Momentum® Visa Infinite card or your smartphone for quick easy payments.

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Get a Supplementary Card

Add an additional Supplementary Cardholder to your Scotia Momentum® Visa Infinite card Account. One account, multiple cards. Added benefits! Get an additional card for a friend or family member.10

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Feel reassured (Optional protection)

Your finances can have added protection from some of life's unpredictable events, like disability, job loss, strike or lockout, critical illness or loss of life.

More details

For claim forms and answers to Frequently Asked Questions, visit our partner's site.

Scotia Momentum® Visa Infinite* card

In Person

Make an appointment

Find a Branch
By Phone

takes about 8 minutes

1 (800) 747-3208
Apply Online

Earn maximum cash back

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