Save time at the checkout

Visa payWave* - Save time when paying for small, everyday purchases with Visa payWave. Simply wave your card over the card reader and go!10

My Mobile Wallet is now included with the FREE Scotiabank Mobile Banking app and lets you tap your smartphone on the terminal to pay. Just look for the Visa payWave symbol at the checkout.

Apple Pay - The easy, secure, and private way to pay with your eligible Scotiabank credit cards.11

Click to Pay - Paying online with your Visa card is easy, smart, and secure. Just click to pay with your Visa when you see the Click to Pay icon where your Scotiabank card is accepted.12

Accelerate your GM Earnings9

You will earn GM Earnings on the everyday business purchases made by your Supplementary Cardholder at the same rate that you earn on purchases made on your card.

Simplify Record Keeping

Spending on your Scotiabank Visa Account is consolidated into one monthly statement. Transactions made by the additional Supplementary Cardholder are easily identified on your statement. 

Remember the primary cardholder is responsible for transactions made by the Supplementary Cardholder.

Effective June 15, 2022 customers can no longer apply for or switch to this card. Information provided here is to service existing customers.

Scotiabank® GM®* 
Visa Infinite* Card

Earn up to 5% in GM Earnings1 on the first $10,000 of everyday purchases annually, and 2% thereafter.

Is this Credit Card right for you? 

Right for you if you:

  • Want to obtain a convenient and secure payment method for everyday purchases, that can also help you to build your credit history if you make at least your minimum payments on time each month 
  • Value the rewards and benefits that can be earned with this Card and willing to pay an annual fee
  • Meet a minimum annual income of $60,000 or a minimum household income of $100,000 or minimum assets under management of $250,000

May not be right for you if you:

  • Will be carrying an outstanding balance for a long period of time or using it for debt consolidation 
  • Prefer cash back or other types of rewards available with our other Cards

Fees, rates & other information

Annual fee3 $79/year
Interest rates3

19.99% on purchases

22.99% on cash advances (including balance transfers, Scotia Credit Card Cheques and cash-like transactions)

Minimum credit limit3 $5,000
Each supplementary Card3 $39/year

Your award-winning Card

Badge: Winner of the 2020 CreditcardGenius Best Store Credit Card.

Winner of the 2020 CreditcardGenius Best Store Credit Card.

What's included with your Card

Find the credit card that is right for you