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Save time at the checkout

Visa payWave* - Save time when paying for small, everyday purchases with Visa payWave. Simply wave your card over the card reader and go!2

My Mobile Wallet is now included with the FREE Scotiabank Mobile Banking app and lets you tap your smartphone on the terminal to pay. Just look for the Visa payWave symbol at the checkout.

Apple Pay - The easy, secure, and private way to pay with your eligible Scotiabank credit cards.7

Click to PayΔ* - Paying online with your Visa card is easy, smart, and secure. Just click to pay with your Visa when you see the Click to Pay icon where your Scotiabank card is accepted.

Scotiabank® GM®*
Visa Infinite* Card

First year annual fee waived1

Earn up to 5% in GM Earnings1 on the first $10,000 of everyday purchases annually


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Your award-winning card

Winner of the 2020 CreditcardGenius Best Store Credit Card.

Winner of the 2020 CreditcardGenius Best Store Credit Card.

Great reasons to get this card for your everyday purchases

Earn GM earnings

  • Earn up to 5% in GM Earnings1 on the first $10,000 of everyday purchases annually, and 2% thereafter

  • $1 in GM Earnings = $1 off the purchase price or lease down payment of a new Chevrolet, Buick, GMC, or Cadillac

  • Earnings do not expire as long as you are a cardholder2

  • No earning caps or redemption limits3

  • Purchase Security and Extended Warranty4

  • Pay no annual fee for the first year1

  • Enjoy the same great rewards in 5 unique designs (GM, Chevrolet, BUICK, GMC or Cadillac)

  • Enjoy benefits

  • Travel with peace of mind with Visa Infinite benefits, including Travel Medical Insurance, Rental Car Insurance, Trip Interruption Insurance, and more4

  • Fees, Rates & Other Information5

    Annual Fee


    39 each Supplementary Card

    Interest Rates


    19.99 on purchases. 22.99 on cash advances, balance transfers and Scotia Credit Card Cheques

    Credit Limit



    Your card comes with benefits

    As a Scotiabank GM Visa Infinite Cardholder, you’ll enjoy exclusive advantages.

    Save on car rentals

    As a Scotiabank GM Visa infinite Cardholder, you can save up to 25% off base rates at participating AVIS locations and at participating Budget locations in Canada and the U.S. when you pay with your Scotiabank GM Visa infinite card.      

    More details, Save on car rentals
    Get a supplementary card

    Add an additional Supplementary Cardholder to your Scotiabank GM Visa Infinite Account. One account, multiple cards.6

    More details, Get a supplementary card
    Save time at the checkout

    Tap your Scotiabank GM Visa Infinite Card or your smartphone for quick easy payments.

    More details, Save time at the checkout
    Scotia® Credit Card Cheques5

    Use Scotia Credit Card Cheques to:

    Transfer balances from gas and retail cards that charge higher interest rates.

    Pay for a large purchase, insurance premiums, medical bills, or utility bills.

    Travel with 7 types of coverage

    Relax… While you’re away you have comprehensive travel protection.

    Travel Emergency Medical Insurance4

    As the cardmember (cardmember includes the primary cardmember and any supplemental cardmember), you, your spouse and your dependent children are each eligible for up to $1 million in emergency medical coverage if sudden and unexpected illness or accidental injury should occur while travelling outside your province or territory of residence in Canada.

    More details, Travel Emergency Medical Insurance4
    Trip Interruption4

    The Scotiabank GM Visa Infinite Card can protect your travel investment with trip interruption insurance at no extra cost.

    More details, Trip Interruption4
    Flight Delay4

    You may be reimbursed for eligible reasonable living expenses incurred during the period of a delayed flight or missed connection which lasts four (4) hours or more to a limit of $500 per trip for all insured travellers.

    More details, Flight Delay4
    Delayed and Lost Baggage4

    When you purchase common carrier tickets with your Scotiabank GM Visa Infinite Card, you are eligible for coverage against the loss or the delay of your checked luggage.

    More details, Delayed and Lost Baggage4
    Up to $500,000 Common Carrier Travel Accident Insurance4

    When you charge at least 75% of the full cost of common carrier travel fares to your Scotiabank GM Visa Infinite Card, you, your spouse and dependent children will be automatically insured against accidental loss of life, or dismemberment.

    More details, Up to $500,000 Common Carrier Travel Accident Insurance4
    Rental Car Collision/Loss Damage Insurance4

    When you charge the entire cost of car rental to your Scotiabank GM Visa Infinite Card and decline the agency’s collision damage waiver or loss damage waiver (or similar provision) at the time of rental, you’ll be insured if your rental vehicle is damaged, or stolen.

    More details, Rental Car Collision/Loss Damage Insurance4
    Purchase Security and Extended Warranty4

    Most personal items purchased anywhere in the world are automatically insured against theft, loss or damage – as long as the full cost of the item is charged to your Scotiabank GM Visa Infinite Card.

    More details, Purchase Security and Extended Warranty4

    For claim forms and answers to Frequently Asked Questions, visit our partner’s site.

    Scotia Credit Card Protection (optional)

    This optional insurance coverage can provide you and your family financial protection by paying off your outstanding account balance or helping to cover your monthly credit card payments as a result of certain unexpected life events, such as Death, Critical Illness, Hospitalization, Disability, Job Loss or Strike or Lockout.

    There are two different coverage bundles to choose from:

    Basic Protection 

    • Death Benefit
    • Critical Illness Benefit  
    • Hospitalization Benefit

    Comprehensive Protection

    • Death Benefit
    • Critical Illness Benefit
    • Hospitalization Benefit
    • Disability Benefit
    • Job Loss Benefit
    • Strike or Lockout Benefit
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    Faster GM Earnings and added benefits

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