Are you a new or existing customer?

Save time at the checkout

Visa payWave* - Save time when paying for small, everyday purchases with Visa payWave. Simply wave your card over the card reader and go!2

My Mobile Wallet is now included with the FREE Scotiabank Mobile Banking app and lets you tap your smartphone on the terminal to pay. Just look for the Visa payWave symbol at the checkout.

Apple Pay - The easy, secure, and private way to pay with your eligible Scotiabank credit cards.7

Click to PayΔ* - Paying online with your Visa card is easy, smart, and secure. Just click to pay with your Visa when you see the Click to Pay icon where your Scotiabank card is accepted.

Scotiabank® GM®*
Visa* Card

Earn 5% in GM Earnings1 on the first $5,000 spent annually, and 2% thereafter

2% in GM Earnings on purchases thereafter1


Earnings do not expire as long as you are a cardholder2


Are you new to Canada in the past three years?

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Great reasons to get this card for your everyday purchases

Earn GM earnings

  • Earn up to 5% in GM Earnings1 on the first $5,000 spent annually, and 2% thereafter

  • $1 in GM Earnings = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac

  • Earnings do not expire as long as you are a cardholder2

  • No earning caps or redemption limits3

  • Purchase security and extended warranty4

  • Enjoy the same great rewards in 5 unique designs (GM, Chevrolet, BUICK, GMC or Cadillac)

  • Fees, Rates & Other Information5

    Annual Fee


    0 each Supplementary Card

    Interest Rates


    19.99 on purchases. 22.99 on cash advances, balance transfers and Scotia Credit Card Cheques

    Credit Limit



    Your card comes with benefits

    Save on car rentals

    As a Scotiabank GM Visa Cardholder, you can save up to 25% off base rates at participating AVIS locations and at participating Budget locations in Canada and the U.S. when you pay with your Scotiabank GM Visa card.                                        

    More details, Save on car rentals
    Get a supplementary card

    Add an additional Supplementary Cardholder to your Scotiabank GM Visa Account. One account, multiple cards.6

    More details, Get a supplementary card
    Save time at the checkout

    Tap your Scotiabank GM Visa Card or your smartphone for quick easy payments.

    More details, Save time at the checkout
    Scotia® Credit Card Cheques5

    Use Scotia Credit Card Cheques to:

    Transfer balances from gas and retail cards that charge higher interest rates.

    Pay for a large purchase, insurance premiums, medical bills, or utility bills.

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    Effective July 1, 2021, we are making changes to the insurances that are included with your Scotiabank Credit Card Accounts.

    Scotia Credit Card Protection (optional)

    This optional insurance coverage can provide you and your family financial protection by paying off your outstanding account balance or helping to cover your monthly credit card payments as a result of certain unexpected life events, such as Death, Critical Illness, Hospitalization, Disability, Job Loss or Strike or Lockout.

    There are two different coverage bundles to choose from:

    Basic Protection 

    • Death Benefit
    • Critical Illness Benefit  
    • Hospitalization Benefit

    Comprehensive Protection

    • Death Benefit
    • Critical Illness Benefit
    • Hospitalization Benefit
    • Disability Benefit
    • Job Loss Benefit
    • Strike or Lockout Benefit
    In Person

    Make an appointment

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    takes about 8 minutes

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    Faster GM Earnings and added benefits

    Apply Now