Accelerate Your GM Earnings

You will earn GM Earnings on the everyday business purchases made by your Supplementary Cardholder at the same rate that you earn on purchases made on your card.

Simplify Record Keeping

Spending on your Scotiabank Visa Account is consolidated into one monthly statement. Transactions made by the additional Supplementary Cardholder are easily identified on your statement. 

Remember the primary cardholder is responsible for transactions made by the Supplementary Cardholder.

Effective June 15, 2022 customers can no longer apply for or switch to this card. Information provided here is to service existing customers.

Scotiabank® GM®*
Visa* Card

Earn 5% in GM Earnings on the first $5,000 spent annually, and 2% thereafter.1

Is this Credit Card right for you?

Right for you if you:

  • Want to obtain a convenient and secure payment method for everyday purchases, that can also help you to build your credit history if you make at least your minimum payments on time each month
  • Want an interest free grace period on purchases
  • Value the rewards and benefits that can be earned with this Card
  • Prefer to avoid annual fees

May not be right for you if you:

  • Will be carrying an outstanding balance for a long period of time or using it for debt consolidation
  • Prefer cash back or other types of rewards available with our other Cards

Fees, rates & other information

Annual fee2 $0/year
Interest rates2

19.99% on purchases

22.99% on cash advances (including balance transfers, Scotia Credit Card Cheques and cash-like transactions)

Minimum credit limit2 $500
Each supplementary Card2 $0/year

What's included with your Card