Effective June 15, 2022 customers can no longer apply for or switch to this card. Information provided here is to service existing customers.

Scotiabank® GM®*
Visa* Card

Earn 5% in GM Earnings on the first $5,000 spent annually, and 2% thereafter.1

Is this Credit Card right for you?

Right for you if you:

  • Want to obtain a convenient and secure payment method for everyday purchases, that can also help you to build your credit history if you make at least your minimum payments on time each month
  • Want an interest free grace period on purchases
  • Value the rewards and benefits that can be earned with this Card
  • Prefer to avoid annual fees

May not be right for you if you:

  • Will be carrying an outstanding balance for a long period of time or using it for debt consolidation
  • Prefer cash back or other types of rewards available with our other Cards

Fees, rates & other information

Annual fee2 $0/year
Interest rates2

19.99% on purchases

22.99% on cash advances (including balance transfers, Scotia Credit Card Cheques and cash-like transactions)

Minimum credit limit2 $500
Each supplementary Card2 $0/year

What's included with your Card