Our Revolving Credit Agreement is being updated

Effective June 30, 2019

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Effective August 1, 2019

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Changes to your Promotional Interest Rates

Effective August 1, 2019

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Scotiabank® GM®*
Visa* Card

Earn 5% in GM Earnings1 on the first $5,000 spent annually, and 2% thereafter

2% in GM Earnings on purchases thereafter1


Earnings do not expire as long as you are a cardholder2


New to Canada?

No credit history needed.

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Great reasons to get this card for your everyday purchases

Earn GM earnings

  • Earn up to 5% in GM Earnings1 on the first $5,000 spent annually, and 2% thereafter

  • $1 in GM Earnings = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac

  • Earnings do not expire as long as you are a cardholder2

  • No earning caps or redemption limits3

  • Purchase security and extended warranty4

  • Enjoy the same great rewards in 5 unique designs (GM, Chevrolet, BUICK, GMC or Cadillac)

  • Fees, Rates & Other Information5

    Annual Fee


    0.0 each Supplementary Card

    Interest Rates


    17.99 on purchases. 17.99 on cash advances, balance transfers and Scotia Credit Card Cheques

    Credit Limit



    Your card comes with benefits

    Save on car rentals

    As a Scotiabank GM Visa Cardholder, you can save up to 25% off base rates at participating AVIS locations and at participating Budget locations in Canada and the U.S. when you pay with your Scotiabank GM Visa card.                                        

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    Get a supplementary card

    Add an additional Supplementary Cardholder to your Scotiabank GM Visa Account. One account, multiple cards.6

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    Save time at the checkout

    Tap your Scotiabank GM Visa Card or your smartphone for quick easy payments.

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    Scotia® Credit Card Cheques5

    Use Scotia Credit Card Cheques to:

    Transfer balances from gas and retail cards that charge higher interest rates.

    Pay for a large purchase, insurance premiums, medical bills, or utility bills.

    Scotia Credit Card Protection (optional)

    With one simple application, you can have financial protection from a range of life events: Disability, Job Loss, Strike or Lockout, Critical Illness or loss of Life.

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    In Person

    Make an appointment

    Find a branch
    By Phone

    takes about 8 minutes

    Apply Online

    Faster GM Earnings and added benefits

    Apply Now