Is this Credit Card right for you?

Scotiabank American Express Platinum: Worry-free investment, eligible for CDIC coverage, competitive interest calculated daily

May be right for you if you:

  • Are looking for a convenient and secure payment solution
  • Use responsibly to build credit history
  • Prefer an alternate to cash with strong fraud protections
  • Need an easier way to track your spending

Would like to earn the most reward points on everyday purchases

May not be right for you if you:

  • Will carry a large balance past each statement cycle or for a long period time
  • Use to consolidate debt 
  • Will not benefit from the comprehensive travel, lifestyle and insurance benefits offered
  • Prefer cash back rewards 

Note: If you are interested in alternate solutions to help you grow your borrowing needs, ask us or visit

If you are setting this solution up under a Scotia Total Equity Plan (STEP): Similar to other solutions within your STEP, you understand that your property is held as security in the event of an unforeseen circumstance that prevents you from making the agreed upon payments.