TransUnion Credit Services

See your TransUnion Credit Score

You can check your TransUnion Credit Score and report, at no cost and with no impact to your score, by signing in to your Scotiabank account through online banking or the mobile banking app.

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No cost. No hassle.

Checking your TransUnion Credit Score through Scotiabank is a simple, safe, and secure way to stay on top of your credit – at no cost!

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It’s your score. Why pay for it?

Your credit score is a key factor in your overall financial well-being. That’s why we offer this cost-free service for all Scotiabank customers. You can check your TransUnion Credit Score, track your monthly score history, view your personal credit report, and more – with no cost attached.

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Check your score without wrecking your score

Hard inquiries, like applying for a credit card, show up on your credit report and can negatively impact your score. When you check your TransUnion score through Scotiabank, it's a soft inquiry, with zero impact on your score or your report. Check once, check monthly, or check every day - you won’t get dinged!

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For your eyes only.

When you access your TransUnion Credit Score through online banking or your mobile banking app, you’re protected by the same powerful encryption, firewalls, and monitoring you trust to protect your everyday banking. In fact, your credit history and score are so protected, we can’t even access it. Our digital banking security guarantees protect you and your data.

Take control of your financial future.

Knowing your credit score is the first step to steering your financial future in the direction you want to go. Here’s how staying on top of your credit score can help put you in the driver’s seat.

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Stay on top of your credit health.

With Scotiabank, it’s easy to monitor your TransUnion Credit Score monthly and see where you stand compared to other Canadians. Plus, you’ll get email alerts whenever your credit report changes. A new inquiry? A delinquent account? You’ll be informed!

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Take the ‘what-if’ out of your credit decisions.

Use the Score Simulator to see how small changes affect your score – before you make them. What happens if you apply for a line of credit? A car loan? Run it through the Score Simulator first and see exactly what impact it will have on your score.

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Get your credit score geek on.

Do you have the right credit mix? Do you know your current credit utilization? Learn about your score with the Credit Credit Education Centre. You’ll learn credit score best practices, what affects your credit and why it matters, and get personalized tips to help you achieve and maintain an optimal rating.