With CreditView1, a service from TransUnion, you can check your credit score and report – at no cost, and with no impact to your score. Simply sign on to your account through Scotia OnLine or the mobile banking app to get started.
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No cost. No hassle.
CreditView gives you a simple, safe, and secure way to stay on top of your credit – at no cost!
It’s your score. Why pay for it?
Your credit score is a key factor in your overall financial well-being. That’s why we offer CreditView as a cost-free service for all Scotiabank customers. You can check your credit score, track your monthly score history, view your personal credit report, and more – with no cost attached.
Check your score without wrecking your score
Hard inquiries, like applying for a credit card, show up on your credit report and can negatively impact your score. When you check through CreditView it's a soft inquiry, with zero impact on your score or your report. Check once, check monthly, or check every day - you won’t get dinged!
For your eyes only.
When you access CreditView through Scotia OnLine or your mobile banking app, you’re protected by the same powerful encryption, firewalls, and monitoring you trust to protect your everyday banking. In fact, your credit history and score are so protected, we can’t even access it.
Our digital banking security guarantees protect you and your data.
Take control of your financial future.
Knowing your credit score is the first step to steering your financial future in the direction you want to go. Here’s how CreditView helps put you in the driver’s seat.
Stay on top of your credit health.
With CreditView, it’s easy to monitor your credit score monthly and see where you stand compared to other Canadians. Plus, you’ll get email alerts whenever your credit report changes. A new inquiry? A delinquent account? You’ll be informed!
Take the ‘what-if’ out of your credit decisions.
Use the Score Simulator to see how small changes affect your score – before you make them. What happens if you apply for a line of credit? A car loan? Run it through the Score Simulator first and see exactly what impact it will have on your score.
Get your credit score geek on.
Do you have the right credit mix? Do you know your current credit utilization? Learn about your score with the Credit Credit Education Centre. You’ll learn credit score best practices, what affects your credit and why it matters, and get personalized tips to help you achieve and maintain an optimal rating.
TransUnion CreditView is a service provided to you by TransUnion. Using this service does not impact your credit score. This service is being made available to you as a customer of The Bank of Nova Scotia (“Scotiabank”) at no additional charge.1
By clicking ‘Continue’, you will be taken to the CreditView Dashboard on the TransUnion website where you can:
- View your credit score
- Simulate credit scores in different scenarios
- Learn what impacts your credit
- Receive email alerts from TransUnion notifying you when certain changes have been posted by TransUnion to your credit file
Before you can enroll in the TransUnion CreditView service, Scotiabank will share your name, address and date of birth with TransUnion. Your information will not be used by TransUnion other than to verify your identify to then enroll you in the service.2 If you agree to this sharing of information, please click ‘Continue’, otherwise click ‘Cancel’.
(1): Your access to and use of the TransUnion CreditView service is governed by TransUnion’s service terms and conditions. The Bank of Nova Scotia is not responsible for the TransUnion CreditView service including the TransUnion CreditView services terms and conditions.