Student Banking Advantage® Plan
A worry-free account matched for student life
Top Features:
- Unlimited debit transactions1 and Interac e-Transfer† transactions2
- Earn rewards on debit transactions3
- Voted 2020 Best Student Bank Account by MoneySense
Sign up today and get up to 5,000 SCENE or Scotia Rewards Points5.
Account features
Usage
-
Unlimited debit transactions1
-
Unlimited Interac e-Transfer† transactions2
-
SCENE or Scotia Rewards program3
No boundaries
-
No monthly account fee
-
Free paperless or paper statements
Package fees
$0*/mth
* Must be currently enrolled full time in a post-secondary institution in Canada or the U.S. (Domestic or International students)4
Get rewarded
Earn points on everyday purchases with your choice of rewards program.10
Scotia Rewards®
Redeem Scotia Rewards points for travel, gift cards, the latest in tech, and more
What you can access with every account
Reward yourself more often with a SCENE®* Student Banking Bundle
Earn up to 12,500 SCENE®* points when you bundle your banking.
Banking with Scotia just makes sense
Student life just got easier
Find advice on how to maximize your budget and how Scotiabank can help you get there.
New to Canada?
Get advice on all things Canadian to help you navigate student life.
Additional information
Registered trademarks of The Bank of Nova Scotia
Interac e-Transfer is a registered trade-mark of Interac Corp. Used under license.
Registered trademarks of SCENE IP, LP, used under license.
Registered trademarks of TransUnion LLC. CreditView is a service provided by TransUnion. The Bank of Nova Scotia and its affiliates are not responsible for the service.
Additional fees apply for shared ABM services, cross-border debit transactions and other banking services not included in the Student Banking Advantage Plan account package.
Fees may initially be charged for e-transfers in excess of 99 in a month but will be reversed in the subsequent month.
Choose between the SCENE and Scotia Rewards reward programs.
SCENE ScotiaCard debit card: Earn 1 SCENE point for every $5 you spend on debit purchase transactions including Interac Flash† and Visa Debit transactions from an eligible account using your SCENE ScotiaCard debit card. Normal Interac Flash transaction limits apply. SCENE points are calculated on card purchases, less any refunds, returns, or other similar credits. Other conditions and limitations apply. Visit www.scotiabank.com/scene for complete details. General information: SCENE points accumulated using a card will be updated within 2-3 days. SCENE points can only be redeemed at participating Cineplex Entertainment®◊ theatres, online at www.scene.ca for other points offers (or rewards).
Scotia Rewards ScotiaCard debit card: Earn 1 Scotia Reward Point for every $5 you spend on debit purchase transactions and Interac† Flash transactions from an eligible account using your Scotiabank Passport Debit Card. Normal Interac† Flash transaction limits apply. Other conditions and limitation apply. Visit www.scotiarewards.com/en-CA/Help/TermsAndConditions#ScotiaCard for complete details.
If you’re attending a university, community college, or another recognized post-secondary school in Canada or the United States, you can take advantage of this plan. This plan is available only for full-time students registered in a course for credit. To take advantage of the account benefits, you will need to provide your branch with proof that you are enrolled full-time at a qualifying post-secondary institution each academic year prior to November 30th. When you are no longer enrolled full-time or you have not presented proof enrollment, the plan will be removed and the account will automatically be converted to an account that is suitable to you based on your recent transaction behaviour.
Scotiabank StartRight® Program created for Canadian Permanent Residents from 0-3 years in Canada, Investor Immigrants and Foreign Workers.
Offer eligibility: To qualify for the 1-Year No Monthly Account Fee Offer (the “Offer”), open a new Preferred Package account under the StartRight® Program (the “Account”). [Employees of The Bank of Nova Scotia (“Scotiabank”) and individuals who are currently or were previously holders/ joint holders of a Scotiabank chequing account within the last 2 years are not eligible for this Offer]
How this Offer Works: During the first 12months, your monthly Account fee will be waived and will not appear as a charge on your Account. The Account must be open and in good standing at the time of the waiver. All applicable service charges on the Account will continue to be applied monthly. After the first 12 months, you will begin to see the monthly Account fee charged to your Account unless you maintain a minimum daily closing balance of $4,000, in which case the monthly Account fee will be waived per the Account terms and conditions.
This Offer is non-transferable and cannot be combined with any other offers. Maximum one Offer per customer. All rates, fees, features and benefits are subject to change. Offer may be changed, cancelled, or extended at any time without notice.