Scotiabank® SCENE®* Bundle Offer

Terms & Conditions

You could get up to 13,000 SCENE points by opening all of the following Scotiabank® accounts: a new SCENE®* eligible day to day bank account with a SCENE ScotiaCard®* (a “bank account”), a new SCENE Visa* Credit Card and a new Scotiabank MomentumPLUS Savings Account (a “MPSA”) (each of the foregoing, an “eligible account”) and meeting all of these Terms and Conditions. Individuals who are holders of all eligible accounts that complies with these Terms and Conditions have completed the “SCENE Banking Bundle”.

General Terms

1. This Scotiabank SCENE Bundle Offer (the “Bundle Offer”), includes the SCENE Eligible Day to Day Offer, the MPSA Offer, the SCENE Visa credit card Offer, and the SCENE Bundle Bonus Offer (each, an “Offer”), all as described in further detail below.

2. This SCENE Bundle Offer is availabe starting July 1st, 2018 and will end October 31st, 2018.

3. You must be a Canadian resident and SCENE member to be eligible for an Offer.

4. Limit of one SCENE Bundle Offer per customer.

5. This SCENE Bundle Offer may not be combined with any other offers.

6. All Offers are subject to the SCENE program terms and conditions. See the SCENE program for full details.

7. For joint bank accounts, only the named primary account holder on the account will be awarded bonus SCENE points . The application of the rebate to a joint Eligible Account may allow the other joint accountholder to become aware that you have other products with Scotiabank. By applying for, or accepting an offer, you consent to the offer being applied to the joint Eligible Account. Speak to your Scotiabank representative for more details.

8. To receive a bonus under any Offer, all eligibile accounts must be open and in good standing at the time the Offer is awarded.

9. SCENE Bundle Offer applies to personal accounts only. Not available to small business, corporate or commercial accounts.

10. All rates and fees are subject to change. Scotiabank may change, withdraw or cancel this SCENE Bundle Offer (or any Offer) at any time without notice. Please visit www.scotiabank.com/scenebundle for the most up to date terms and conditions.

5,000 SCENE Points - SCENE eligible Day to Day Offer (the “SCENE eligible Day to Day offer”)

11. Receive 5,000 SCENE points when you:

i. Open a new SCENE eligible Day to Day account with a SCENE ScotiaCard within the Offer Period; and

ii. within 60 days of opening your SCENE eligible Day to Day account, you set up the following on your Scene Eligible Day to Day account and they clear:

a. 1 pre-authorized payroll deposit; or

b. 2 pre-authorized transactions (PATs), where a “pre-authorized transaction” means a pre-authorized debit or a pre-authorized credit; and

12. 5,000 SCENE points will be deposited to your SCENE membership account within 3 statement cycles of your payroll or PATs clearing your SCENE eligible Day to Day Account. Only one offer is available per customer on single or joint accounts and only when your account has qualified. For joint accounts, if at the time of awarding the offer each customer has a SCENE ScotiaCard, points will be split equally.

13. Existing Scotiabank chequing account holders are not eligible for this SCENE eligible Day to Day Offer.

14. This SCENE eligible Day to Day Offer is non-transferrable and cannot be duplicated or combined with any other offer that is not included in the SCENE Bundle Offer.

1,000 SCENE Points Offer – MomentumPLUS Savings Account (the “MPSA Offer”)

15. Receive 1,000 SCENE points when you:

i. Open a new MPSA within the Offer Period; and

ii. within 60 days of opening your first eligible account within the Offer Period, you become the holder of all three eligible accounts..

16. Individuals who were holders of a Scotia Momentum Savings Account or MPSA prior to the start of the Offer Period are ineligible for this MPSA Offer.

17. The 1,000 bonus will be awarded to your SCENE membership account within 3 statement cycles after all terms and conditions of the MPSA Offer are complete.

2,000 SCENE Points-SCENE Visa Card Offer (the “2000 SCENE Visa Card Offer”)

18. All credit card offers may be changed or extended and cannot be combined with any other offer

19. All rates and fees are as of July 1 st, 2018 and subject to change.

20. Offer applies to new Accounts only approved and opened by October 31 st , 2018.

21. Former or current Scotiabank credit cardholders that transfer from an existing Scotiabank credit card account or re-open a closed Scotiabank credit card account are excluded from this Offer.

22. Applicable terms and conditions are based on the credit card type and are as follows:

a) SCENE Visa Card:

i. To be eligible for the 2,000 bonus SCENE points offer, you must have at least $500 in net purchases (purchases less returns or similar credits) posted to your SCENE Visa credit card account (“SCENE Visa Account”) in the first 3 months from the SCENE Visa Account open date. The bonus SCENE points will be awarded to your SCENE membership account within 2-3 business days of the completion of the $500 in net purchases so long as your SCENE Visa Account is open and in good standing. Only one SCENE bonus offer is awarded per SCENE Visa Account. In cases where both the primary and supplementary cardholders are SCENE members, the bonus points will be credited to the SCENE membership account connected to the SCENE Visa Account. Offer not applicable to SCENE Student Visa card.

b) SCENE Visa Card (Student)

i. To be eligible for the 2,000 bonus SCENE points offer, a purchase must be posted to the new SCENE Visa account (“SCENE Visa Student Account”) within 60 days of the SCENE Visa Student Account open date. The bonus points will be awarded within 2-3 business days of the first purchase posted to the SCENE Visa Student Account so long as your SCENE Visa Student Account is open and in good standing. Only one bonus SCENE points offer is awarded per SCENE Visa Student Account. In cases where both the primary and supplementary cardholders are SCENE members, the bonus points will be credited to the SCENE membership account connected to the SCENE Visa Student Account.

5,000 SCENE Points Offer (the “SCENE Bundle Bonus Offer”)

23. You will receive the 5,000 SCENE Bundle Bonus Offer if:

(i) You have all three eligible accounts and at least one of those eligible accounts was opened within the Offer Period; and

(ii) within 60 days of opening your first eligible account within the Offer Period , you set up the following on your bank account and they clear:

(a) 1 pre-authorized payroll deposit; or

(b) 2 pre-authorized transactions, where a “pre-authorized transaction” means a pre-authorized debit or a pre-authorized credit; and

24. You are not eligible for the 5,000 SCENE Bundle Bonus Offer if, prior to the Offer Date, you were a holder of all three eligible accounts and/or already had a pre-authorized transaction set up on your bank account.

25. The 5,000 bonus SCENE points will be deposited to your SCENE membership account within 3 statement cycles after all terms and conditions of this 5,000 SCENE Bundle Bonus Offer are completed.