Ultimate Package

Spend, save, and invest, all from one package

Top features:

  • Unlimited debit transactions3 & Interac e-Transfertransactions
  • Up to $139 annual fee waiver each year on select credit cards5
  • Earn up to 2.10%23 on your MomentumPLUS Savings Account7
  • Unlimited free Global non-Scotiabank ABM withdrawals6
Special offer

You could earn $350 cash when you open an Ultimate Package and switch to Scotiabank.2

Ultimate Package
Get Ultimate Package

Package features

Usage
  • Unlimited debit transactions3

  • Unlimited Interac e-Transfer transactions

  • No monthly Overdraft Protection fee4

  • Your choice of SCENETM or Scotia Rewards®,10

Grow your money
  • Earn up to 2.10%23 on your MomentumPLUS Savings Account7

  • Ultimate rates on select GICs8

  • 10 free equity trades at Scotia iTRADE in your first year (approximately $100 value) and 5 free equity trades every year after9

No boundaries
  • Up to $139 ongoing annual fee waiver on select credit cards5

  • Unlimited free Global non-Scotiabank ABM withdrawals6

  • Free personalized cheques20and drafts11


Package fees

$0* or $30.95/mth

* No monthly account fee by maintaining a minimum daily closing balance of $5,000 in your Ultimate Package, or a combined balance of $30,000 across your Ultimate Package and your MomentumPLUS Savings Account1

Get rewarded

Earn points on everyday purchases with your choice of rewards program.10

SCENE®* Rewards

Redeem SCENE points for entertainment rewards like movies, meals and more.

Scotia Rewards®

Redeem Scotia Rewards points for travel, gift cards, the latest in tech, and more.


More perks

Safety deposit box
  • $55 annual fee waiver17 (equivalent to a small safety deposit box)

Additional accounts
  • No monthly account fee on a Scotia® U.S. Dollar Daily Interest Account19

  • No monthly account fee on a Basic Plus Bank Account16 (save up to $131 annually)


Additional information

Need help selecting your account?

What you can access with every account

  • Mobile and online banking

  • Mobile cheque deposit

  • Free credit score††

  • Shop with convenient VISA Debit and Interac Flash payment options

  • Apple Pay, Google Pay and Samsung Pay

Less Fees, More Happy

Keep your money where you want and you could save on monthly account fees:

We’ll waive your monthly account fee by maintaining a minimum daily closing balance of $5,000 in your Ultimate Package, or a combined balance of $30,000 across your Ultimate Package and your MomentumPLUS Savings Account1

Easy Switch

We made switching banks easy, just for you.


Learn how to switch to Scotia

Banking for Seniors

If you’re 60 or older, you’ll save up to $4.00 on the monthly account fee.

View Seniors' Discount