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No, I don't   

Get started by choosing a rewards program for this account.

Scotia Rewards® points for travel and more

SCENE®* Rewards points for movies and meals

I don’t want rewards

To qualify for the special offer, make sure to:

1. Open a new Ultimate Package by October 31, 2022.

2. Complete any two of the following actions within 60 days of opening your Ultimate Package:

  • Make an eligible $50 bill payment through online or mobile banking.
  • Set up and clear at least 2 eligible separate recurring pre-authorized transactions that are $50 or more, which will each recur monthly for a minimum of 3 consecutive months; 
  • Set up and clear at least one eligible automated and recurring direct deposit, such as payroll or pension, which will recur monthly for a minimum of 3 consecutive months.

The $300 cash bonus will be deposited directly into your new Ultimate Package account within 6 months from account open date provided all offer conditions outlined have been met. See terms and conditions below for full details.

Scotiabank Credit Cards eligible for ongoing annual fee waiver

Scotiabank Passport™ Visa Infinite Card

Annual Fee
$139/year

Interest rates
19.99% purchases
22.99% cash advances

Scotiabank Gold American Express® Card

Annual Fee
$120/year

Interest rates
19.99% purchases
22.99% cash advances

Scotia Momentum® Visa Infinite Card

Annual Fee
$120/year

Interest rates
20.99% purchases
22.99% cash advances

Scotiabank Value® Visa Card

Annual Fee
$29/year

Interest rates
12.99% purchases
12.99% cash advances

Ultimate Package

Earn a $300 welcome bonus with a new bank account.2

Special Offer

Earn a $300 welcome bonus2

Open the Ultimate Package and in a few steps, you'll receive a welcome bonus of $3002.

Ultimate Package
Get the Ultimate Package
 

Package features

Usage

Grow your money

No boundaries

  • Unlimited free Global non-Scotiabank ABM withdrawals6

  • Free personalized cheques20and drafts11

  • Up to $150 ongoing annual fee waiver on select credit cards5

An award-winning premium bank account

 

Voted 2020 Best Premium Bank Account for Bundling by MoneySense

Package fees

$0* or $30.95/mth

* No monthly account fee by maintaining a minimum daily closing balance of $5,000 in your Ultimate Package, or a combined balance of $30,000 across your Ultimate Package and your MomentumPLUS Savings Account1

Get rewarded

Earn points on everyday purchases with your choice of rewards program10

SCENE®* Rewards

Redeem SCENE points for entertainment rewards like movies, meals and more

Scotia Rewards®

Redeem Scotia Rewards points for travel, gift cards, the latest in tech, and more


More perks

Safety deposit box

Additional accounts


Need help selecting your account?

What you can access with every account

  • Mobile and online banking

  • Mobile cheque deposit

  • Free credit score††

  • Shop with convenient VISA Debit and Interac Flash payment options

  • Apple Pay, Google Pay and Samsung Pay

Less Fees, More Happy

Keep your money where you want and you could save on monthly account fees:

We’ll waive your monthly account fee by maintaining a minimum daily closing balance of $5,000 in your Ultimate Package, or a combined balance of $30,000 across your Ultimate Package and your MomentumPLUS Savings Account1

Easy Switch

We made switching banks easy, just for you.


Learn how to switch to Scotia

Banking for Seniors

If you’re 60 or older, you’ll save up to $4.00 on the monthly account fee.

View Seniors' Discount

Understand how to get the most out of your bank accounts with Advice+