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Basic Plus Bank Account

A basic account with value-added features

Top features:

  • 25 free debit transactions3 per month
  • Free Interac e-Transfer transactions
Basic Plus Bank Account
Get Basic Plus Bank Account

Is this Chequing Account right for you?

Right for you if you:

  • Can benefit from up to 25 debit transactions per month included in this account
  • Use for everyday banking such as purchases, ABM transactions and payroll deposits

May not be right for you if you:

  • Are interested in only opening a savings account that earns interest

Account features

  • 25 free debit transactions3 per month

  • Send money globally for $1.99 with Scotia International Money Transfer±.

Account fees

$0* or $11.95/mth

* No monthly account fee by maintaining a minimum daily closing balance of $3,000 for the entire month

Need help selecting your account?

What you can access with every account

  • Mobile and online banking

  • Mobile cheque deposit

  • Free credit score††

  • Shop with convenient VISA Debit and Interac Flash payment options

  • Apple Pay, Google Pay and Samsung Pay

Less Fees, More Happy

We’ll waive your monthly account fee by maintaining a minimum daily closing balance of $3,000 for the entire month

Easy Switch

We made switching banks easy, just for you.

Learn how to switch to Scotia

Banking for Seniors

If you’re 60 or older, you’ll save up to $4.00 on the monthly account fee.

View Seniors' Discount

Want to see more?

Ultimate Package

Spend, save, and invest, all from one package.

Ultimate Package details

Preferred Package

Our most popular features packaged for your everyday banking needs.

Preferred Package details