Retail Automotive Finance

Closing the deal

Our Automotive specialists can help you get more people into the vehicle of their choice through a complete range of financing solutions and programs. From typical credit scenarios to special credit needs, including no credit history, we can customize an agreeable deal to suit your customer's needs and help them to make their buying decision.

With two distinct arms providing retail financing – at prime and non-prime programs – we have your customers' needs covered.

We do more deals annually than any other indirect lender. 

Here's why:

  • Competitive interest rates, including variable rate option
  • Flexible down payments
  • Terms up to 96 months
  • Minimum 30 day interest rate protection available
  • Timely approvals and professional service
  • Prompt dealer payment through electronic transfer or direct deposit
  • Rewards for the dealer/business manager

More details, Here's why:

Special finance programs for both new and used sales. 

Features include:

  • Customized terms up to 84 months
  • Fixed interest rates
  • For vehicles up to 10 years old

More details, Features include:
More information that may interest you

Take the Next Step

Speak to an auto expert today. 

Dealer Finance

Seana Chadwick 

VP of Dealer Finance Centers

416-587-6530, Seana Chadwick 
Alain Henry

National VP of Sales 

514-589-1457, Alain Henry

Scotia Dealer Advantage

John Kontos

VP Scotia Dealer Advantage 

778-373-4186, John Kontos