Protect what matters most.

Benefits you can look forward to:

  • 24/7 claims service

  • Multi-vehicle discount

  • Loss of use coverage

  • Flexible premium payment options

  • Online self-service

Coverage options

From basic to comprehensive, and everything in-between, Scotia Auto Insurance has the right coverage for your car, truck, or motorcycle. In Canada certain coverages are mandatory for all drivers, however, there are many optional coverages you can add to suit your individual needs and budget.

Our coverage options include:


This covers your personal liability in the event of accidental damages or injury to someone else. Choose $1 million or $2 million in coverage.

Uninsured Auto

Uninsured Auto coverage financially protects you if you are hurt by an uninsured or hit and run driver. Your vehicle damage and contents may also be covered too.


This covers repairs to your vehicle after a collision that you are responsible for. If you finance or lease a vehicle, your financial institution may require you to have this coverage. 


An extra, Comprehensive coverage financially protects you in the event of damage that does not occur from a collision; like hail, fire, theft or vandalism. 

All Perils

An All Perils policy gives you access to both Comprehensive and Collision insurance, providing you with full coverage. In addition, you are also covered for theft of your vehicle by someone who lives in your house.

Rental Vehicle Coverage

If you have both Collision and Comprehensive insurance on your policy you may be eligible for Rental Vehicle Coverage too. This insures you for any car rental in Canada or the U.S.

24/7 Insurance Claims

Should the unexpected happen, we’ll be here every step of the way.  You can report your claim day or night directly to one of our friendly insurance representatives.

Helpful tools and resources

Your Policy, Your Way

View upcoming payments

Access policy documents

Download a temporary liability card

Contact us

Auto insurance

Get a quote online

Request a quote

Sales & Service

Monday to Friday 8am-6pm ET
Saturday 9am-5pm ET

Quebec: Monday to Friday 8am - 6pm ET



Claims 24x7

1-833-223-8743, Claims

Roadside Assistance


Available to subscribed policy holders only

1-866-585-0545, Roadside Assistance

Online Support

Manage your policy online or access online chat.

Help & Support, Online Support