Charge the full cost of new items to your card. Most items purchased with your card are insured worldwide against theft, loss or damage for 90 days from the date of purchase
Purchase Security, Extended Warranty and Price Protection
Purchase Security – Most personal items purchased anywhere in the world are automatically insured against theft, loss or damage – as long as the full cost of the item is charged to your Scotiabank More Rewards Visa card. Coverage applies to the first 90 days from the date of purchase and is in excess of any other insurance coverage.
Extended Warranty – When you use your Scotiabank More Rewards Visa card to purchase most personal items and charge the full cost of the item to your card, extended warranty coverage doubles the period of the original manufacturer’s warranty for up to one additional year. Items covered by a manufacturer’s warranty of five years or more must be registered within the first year of purchase.
Price Protection Service – When you use your Scotiabank More Rewards Visa card to buy a new item in Canada that is offered for sale in Canada at a lower price within 60 days of your purchase, the Price Protection Service can pay you the price difference up to $100 per item and $500 per calendar year.
Add an additional Supplementary Cardholder to your Scotiabank Visa Account. One account, multiple cards. Added benefits! Get an additional card for a friend or family member.
Earn More Rewards faster
You will earn More Rewards points on the purchases made by your Supplementary Cardholder at the same rate that you earn More Rewards points on purchases made on your card.
Simplify Record Keeping Spending on your Scotiabank Visa Account is consolidated into one monthly statement. Transactions made by the additional Supplementary Cardholder are easily identified on your statement.
Your finances can have added protection from some of life's unpredictable events, like disability, job loss, strike or lockout, critical illness or loss of life.
Scotia Credit Card Protection (optional)
With one simple application, you can have financial protection from a range of life events: Disability, Job Loss, Strike or Lockout, Critical Illness or loss of Life. A monthly benefit equal to 10% of your outstanding credit card account balance can be paid to your credit card account if you are unable to work, which can help pay down your balance faster. In the event you are diagnosed with a covered Critical Illness, or if you pass away, your outstanding credit card account balance can be paid in full, up to a maximum of $50,000.
This comprehensive coverage is available at a monthly premium rate of only $1.09 per $100 of average daily balance on your credit card account (plus any applicable sales tax). The affordable cost includes benefits for a Co-Borrower at no additionalcharge. The premium is conveniently charged to your credit card account to help ensure your coverage stays in place.
Approval is fast – contact us for details if you are a resident of Canada, and are at least 18 and under 70 years of age.
Recently moved to Canada? Apply for a credit card designed for newcomers.
It’s hard to get a credit card without a Canadian credit history. But the Scotiabank StartRight Program for Newcomers can help. It’s a special program designed to meet the needs of newcomers to Canada. With the StartRight Program, you can be approved for a credit card – even without a Canadian credit history. Once you have a credit card you can:
Make purchases online or by phone.
Earn rewards like Cash Back, free movies or travel points.
Build your Canadian credit history and credit score, so you can build the future you want in Canada.
Use the link below to apply for your credit card through the Scotiabank StartRight Program today.