Scotiabank® More Rewards®* Visa* card

#1 Rewards Canada Travel Points Credit Card (with no Annual Fee) badge
Top Travel Points Credit Card (with no annual fee) 2017
Earn 6 points for every $1 spent on purchases at participating More Rewards locations
Earn 4 points for every $1 spent on eligible purchases everywhere else

Great reasons to get this card for your everyday purchases

Choose from a variety of reward options

  • Redeem your More Rewards points for travel, groceries, gift cards, merchandise and more at

Earn points faster

  • Earn 6 More Rewards points for every $1 spent on purchases at participating More Rewards locations.
  • Earn 4 More Rewards points for every $1 spent on eligible purchases everywhere else.
  • Get 1 additional point for every $1 you spend when you use your More Rewards loyalty card at partner locations.

Max your rewards

  • There's no limit to the number of points you can earn on everyday purchases.

Fees, rates & other information

Annual Fee

$0 each additional supplementary card

Interest rates

19.99% on purchases. 22.99% on cash advances, balance transfers and Scotia Credit Card Cheques

Credit Limit


Your card comes with benefits

As a Scotiabank More Rewards Visa cardholder, you’ll enjoy exclusive features.

Earn 6x the points where you already shop

Earning is easy because you get points at dozens of places you already shop, like Save-On-Foods, Overwaitea Foods, Urban Fare and more.

Redeem easily

You have many rewards to choose from – and it’s easy to redeem your points. Go online to see the entire catalogue, or use your points at grocery partners for free groceries.

Make a purchase. Be protected

Charge the full cost of new items to your card. Most items purchased with your card are insured worldwide against theft, loss or damage for 90 days from the date of purchase

Get a supplementary card

Add an additional Supplementary Cardholder to your Scotiabank Visa Account. One account, multiple cards. Added benefits! Get an additional card for a friend or family member.

Save time at the checkout

Tap your More Rewards Visa card or your smartphone for quick easy payments.

Feel reassured (Optional protection)

Your finances can have added protection from some of life's unpredictable events, like disability, job loss, strike or lockout, critical illness or loss of life.