The only retirement program of its kind in Canada.
Scotia Aria Retirement Program may be right for you if you value:
An investment approach that’s tailored to your stage in life.
A solution that balances growing your savings and managing risk.
A strategy that recognizes planning for retirement doesn’t end when you retire.
A partnership that supports you with ongoing advice from a Scotiabank advisor.
A low minimum investment of $500 to start your retirement journey.
Customized portfolios to build, defend and generate income from your savings.
Cash flow options to match your retirement income needs.
Scotia Aria Retirement Program vs. other Portfolio Solutions
(i.e. Scotia Selected Portfolios)
Scotia Aria Retirement Program
Choice of Asset Allocations for different Risk Tolerances
Broad Investment Diversification
Professional Money Management
Exclusive to Retirement
Tailored approach to Life Stage
Customized Cash Flow Options
Tailored For You by a Scotiabank Advisor
Scotia Aria purpose-built portfolios work together to match your life stage and risk tolerance. A Scotiabank advisor will recommend the right combination of Build, Defend or Pay portfolios for you now and in the future.
Focus on a growth strategy for your retirement savings during your working years.
Focus on managing the ups and downs of the market as you approach retirement and while in retirement.
Focus on generating income and modest growth when you are in retirement.
The partnership you have with your advisor is integral to the Aria experience. Your advisor at Scotiabank will recommend a custom allocation to the Aria Portfolios that is suitable for you based on your stage in life, risk tolerance and income requirements. They will also continue to monitor your progress, stay attuned to your needs and appetite for risk and recommend adjustments to your strategy along the way.
Scotia Aria Portfolios Series T
These options can help convert your savings into spending with monthly payouts from a combination of income sources designed to potentially create more tax-efficient cash flow than traditional income-producing investments.
ScotiaFunds® and Dynamic Funds® are managed by 1832 Asset Management L.P., a limited partnership the general partner of which is wholly owned by The Bank of Nova Scotia. ScotiaFunds are available through Scotia Securities Inc. and from other dealers and advisors, including ScotiaMcLeod® and Scotia iTRADE® which are divisions of Scotia Capital Inc. Scotia Securities Inc. and Scotia Capital Inc. are wholly owned by The Bank of Nova Scotia. Scotia Securities Inc. is a member of the Mutual Fund Dealers Association of Canada. Scotia Capital Inc. is a member of the Canadian Investor Protection Fund and the Investment Industry Regulatory Organization of Canada.
Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.