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The contents of this site, including but not limited to the text and images herein and their arrangement, are copyright by The Bank of Nova Scotia, (“Scotiabank”), 44 King Street West, 56^th Floor, Toronto, Ontario, M5H 1H1, unless otherwise indicated. All rights reserved.

You may copy and display the content on this Site (the “Content”), but only for personal or for non-commercial use but may not republish nor reproduce any substantial part of the Content in any manner whatsoever, including electronically reproducing the Content by “uploading”, “downloading” or accessing the Content on to the Internet or any other such local or international computer system, without the prior written permission of Scotiabank, and any such unauthorized use constitutes copyright infringement. Further, no Content shall be copied or posted online or on any computer network, or broadcast in any media. Any copy you make must include this copyright notice. No modifications of the Content may be made. Nothing contained herein shall be construed as conferring by implication, estoppel or otherwise any license or right under any patent, trademark, copyright (except as expressly provided above), or other proprietary rights of Scotiabank or of any third party. You may download information and print out hardcopies for your personal use so long as you do not remove any copyright or other notice of proprietary rights contained in the downloaded information. Any infringement of Scotiabank’s rights will result in appropriate legal action. Scotiabank disclaims any and all liability for any consequences which may result from any unauthorized reproduction or use of Content herein whatsoever. Use of any software downloaded from this Site is governed by the terms of any license agreement provided with that software.

Access to and Use of Site

Facts and data provided by Scotiabank, its subsidiaries and affiliates and other sources are believed to be reliable when posted. Scotiabank cannot guarantee that they are accurate or complete or that they will be current at all times. Information on this Site is not intended to provide legal, accounting, or tax advice, and should not be relied upon in that regard. Scotiabank, its subsidiaries and affiliates, are not responsible in any manner for direct, indirect, special or consequential damages howsoever caused, arising out of the use of this Site.

All services described in this Site are subject to conditions, exclusions and limitations as established by the provider of service.

Trademarks

The symbol ™ designates a trademark of The Bank of Nova Scotia. The following are trademarks of The Bank of Nova Scotia: Flying S & SCOTIABANK Design and TRADEXPRESS ELITE.

Content

Scotiabank makes no representations about the suitability of the Content of this Site for any purpose. All Content is provided "as is" without any warranty of any kind.

SCOTIABANK HAS NOT MADE AND DOES NOT MAKE ANY WARRANTY OF ANY KIND WHATEVER, EXPRESS OR IMPLIED, WITH RESPECT TO THE CONTENTS OF THIS SITE; AND ALL IMPLIED WARRANTIES OF MERCHANTABILITY, TITLE, NON-INFRINGEMENT AND FITNESS FOR A PARTICULAR PURPOSE ARE HEREBY DISCLAIMED BY SCOTIABANK. SCOTIABANK WILL NOT BE LIABLE TO ANYONE WITH RESPECT TO ANY DAMAGES, LOSS OR CLAIM WHATSOEVER, NO MATTER HOW OCCASIONED, IN CONNECTION WITH ACCESS TO OR USE OF THE CONTENTS OF THIS SITE. IN NO EVENT SHALL SCOTIABANK BE LIABLE FOR ANY SPECIAL, INDIRECT, EXEMPLARY OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER, INCLUDING BUT NOT LIMITED TO LOSS OF USE, DATA OR PROFITS, WITHOUT REGARD TO THE FORM OF ANY ACTION INCLUDING BUT NOT LIMITED TO CONTRACT OR NEGLIGENCE OR OTHER TORTIOUS ACTIONS, ARISING OUT OF OR IN CONNECTION WITH THE USE, COPYING OR DISPLAY OF THE CONTENT.

While Scotiabank believes the Content to be accurate, complete and current, there may be inadvertent technical or factual inaccuracies and typographical errors and Scotiabank does not warrant that the information is accurate or complete or current. It is your responsibility to verify any information before relying on it. At any time, and from time to time, Scotiabank may make changes in the products and/or services described herein, however, Scotiabank makes no commitment to update the information and expressly disclaims liability for errors or omissions in it.

Links to Other Sites

Links to non-Scotiabank websites are provided solely for your information and convenience, and Scotiabank is not responsible for and has no control over the content on such websites. Scotiabank makes no warranties, either express or implied, concerning the content of any such non-Scotiabank site, nor does Scotiabank warrant that such site is free from any claims of copyright, trademark or other infringement of the rights of third parties or that such site or content is free from viruses or other harmful code. Links to non-Scotiabank sites do not imply any endorsement of or responsibility for the opinions, ideas, products, services or information offered at such sites, or any representation regarding the contents at such sites. In addition, third party sites may provide less security than our website and may have a different privacy policy than ours. Should you choose to access one of these sites, your access, use and reliance upon such content products or services is at your own risk.

Applicable Law

Except where prohibited by the laws of your jurisdiction, this Site will be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to the principles of conflicts of law.

Indemnity

You agree to indemnify, defend and hold Scotiabank harmless from and against any and all claims, losses, liabilities, costs and expenses( including attorneys’ fees) arising out of your (or your employees or agents) violation of these Terms of Use or impermissible use of this website.

Severability

If any provision of these Terms of Use is unlawful or unenforceable for any reason, each such provision will be without force and effect without affecting any other provision of these Terms of Use.

Modification

Scotiabank reserves the right to modify these Terms of Use at any time and without any notice. The most current version of the Terms of Use is the version posted on this website at the time that you access this website. Your continued use of TRADEXPRESS ELITE after the date of any changes constitutes your agreement to be bound by such change.