Banking solutions designed for permanent residents

Right for you if:

  • You have lived in Canada for 3 years or less
  • You want a banking package designed just for you

Get started today

Call us at

1 (866) 800-5159

1 (866) 800-5159

Or make an appointment at your local branch

Find a branch Live HelpChat with us

Creating the life you want in Canada

You want to succeed in Canada. The Scotiabank StartRight® Program1 can help make that happen. With this program, you can get the products, solutions and advice you need to settle in and make Canada your permanent home.

Use StartRight to customize a banking package

See what the StartRight Program offers you

StartRight lets you customize a banking package and get the solutions you need including:

  • $100 when you open an eligible account.2
  • A range of Scotiabank credit cards3 that lets you earn rewards or cash back or save with low interest while you build your Canadian credit history.
  • Optional credit card protection to help you keep up with your credit card payments in case of difficult times4
  • Financing options to help you buy or lease a vehicle5.
  • Mortgages designed especially for newcomers6.
  • A free small safety deposit box for one year7.
  • 10 free trades8, when you open a Scotia iTRADE® account and invest $1,000 or more in assets. Use promo code SRPE15.

Products and services to help you build your life in Canada

Chequing accounts for everyday living

We’ll help you choose an account that lets you bank the way you want.

  • Enjoy easy access to your money whenever you need it, 24/7.
  • You can choose an account that offers money back, free movies or other rewards.
  • Get $100 when you open an eligible account2.

Learn more about Banking Basics in Canada.

Savings accounts to grow your money

Build your savings with competitive interest rates

  • Get easy access to your funds anytime.
  • Not sure what savings account you need? We can help you choose the one that’s right for you and your family.
Choose from a variety of credit cards

You can apply for credit cards3 that allow you to:

  • Save with a low-interest rate or no annual fees.
  • Earn cash back.
  • Get travel rewards so you can visit relatives back home.
  • Earn other rewards that help you enjoy life in Canada.

About Credit Cards

Apply for auto financing so you can buy or lease a vehicle
  • The Scotiabank StartRight Auto Finance5 program was created especially for new Canadians.
  • You can enjoy a flexible down payment and up to $100,000 in credit.
  • It’s available through automotive dealerships across Canada.
Mortgage options tailored for you

Advice along the way

Our expert Scotiabank Advisors are available and happy to assist you. They'll offer you practical advice and smart solutions geared to help you have the life you want in Canada.

It’s easy to open an account with the Scotiabank StartRight Program

Simply make an appointment at a Scotiabank branch near you. Or call toll-free at 1 (866) 800-5159 1 (866) 800-5159. You’ll need the following documents to open your account:

  • Your Permanent Resident Card or confirmation of Permanent Residence (FORM IMM 5292 or IMM 5688)
  • One (1) additional piece of personal identification such as your passport or Canadian driver’s licence

Be sure to let your Scotiabank Advisor know that you’ve lived in Canada for less than three years and ask them about other programs specially designed for permanent residents, like you.

Learn more about banking in Canada.

Get started today

Call us at

1 (866) 800-5159

1 (866) 800-5159

Or make an appointment at your local branch

Find a branch Live HelpChat with us