Proxy/Voting Reminder

REMINDER PLEASE VOTE



Dear Shareholder:

Re: The Bank’s Annual Meeting on April 3, 2012

On February 27th you were mailed information in connection with the Bank’s upcoming Annual Meeting of Shareholders to be held in Saskatoon, Saskatchewan on April 3, 2012.

The package included either a Form of Proxy (for registered shareholders) or a Voting Instruction Form (for beneficial shareholders), which gives you the opportunity to vote your shareholdings, if you are unable to attend the Meeting in person.

Your participation is important to the success of the Meeting. The Management of the Bank values you as a shareholder and we encourage you to exercise your voting privileges.

Yours truly,


Rick Waugh