Finding the right borrowing product is easy.
What is your main reason for borrowing?
What is your main reason
for borrowing?
Borrowing Reason
Select one
Debt management
Paying for education
Making a large purchase
Buying a home
Topping up your RRSP
Unexpected expenses
Other
Which benefit is most important to you?
How much would you like
to borrow?
$0
$75,000+
You'd like your monthly payments to be:
You'd like your monthly
payments to be:
Need help?
Not sure which option to choose? We can help.
Same payment month to month
When you keep your payments the same every month, you have a consistent amount to allow for in your budget.
Flexible payments
When you choose to go with flexible payments, you can control how much you want to pay each month, giving you more control over your daily cash flow.
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Same every month
Flexible
Our most popular borrowing options:
Based on what you told us, we recommend
product:
Based on what you told us, we recommend
products:
Scotiabank Mortgages
Choose from fixed or variable mortgage options
Turn your mortgage into an asset with our Scotia Total Equity Plan
Consider our special programs, such as our
Long and Short
®
mortgage
Learn More
ScotiaLine
®
Personal Line of Credit
Ideal for immediate access to money when you need it
No cost if you don't carry a balance
Learn More
Scotia Plan
®
Personal Loan
A plan that's designed to fit your budget and schedule
Fixed interest rates
Fixed monthly payments
Learn More
Scotiabank VISA
*
A variety of cards – one to suit your lifestyle
Cash back, travel and entertainment rewards, and more
Learn More
Scotia Plan
®
Auto Loan
An easy and convenient source of extra funds for buying a new vehicle
Fixed interest rates
Convenient monthly payments
Learn More
ScotiaLine
®
Personal Line of Credit for Students
A line of credit just for students
Only pay interest on what you use
12-month grace period after graduation on principal repayment
Learn More
Scotia Professional
®
Student Plan
A customized banking program for students
Suited for students pursuing professional degrees in medicine, law, and other select programs
Learn More
Scotia
®
RSP Catch-Up Loan
Borrow to maximize your RSP contributions
Very competitive interest rate
Take up to 15 years to repay up to $50,000
Learn More
Scotia RSP Catch-Up
®
Line of Credit
Designed to maximize contributions to your RSP
Borrow up to $50,000 at a low rate
Pay no interest until you use your line of credit
Learn More