Be in control
Whether you're a first time buyer or refinancing to access equity, a Scotiabank Variable Flex Mortgage gives you more control over your interest rates and payments, making home ownership more affordable.
Free to choose
A Scotiabank Variable Flex Mortgage combines the flexibility of a variable interest rate, the benefit of low monthly payments and the freedom to switch to a fixed rate mortgage at anniversary, with no penalties.
With a Scotiabank Variable Flex Rate loan,
there's nothing like the home you own.
- Lower rates
- Rate lock guarantee for 1 year
- Flexibility to switch to fixed rate options
*The EIR example illustrated above is based on a mortgage amount of $150,000 and a term of 360 months. †Terms and conditions