Borrowing

Find a variety of loan and financing solutions tailored to your personal needs

Loans and Lines of Credit

Scotiabank offers a full range of borrowing products so you can buy the things you need when you need them.

Scotia Plan

Loan

  • Reliable loans that you can customize to your changing needs
  • Consolidate your debts into one easy payment
Find out more Scotia Plan Loan highlights

Scotia Plan

Loan

  • Enjoy longer terms and smaller monthly payments
Find out more Flip Tile Over

ScotiaLine

Personal Line of Credit

  • An excellent way to get added financial flexibility
  • Get unrestricted access to your credit
  • Make payments as low as interest only
Find out more Additional ScotiaLine Personal highlights

ScotiaLine

Personal Line of Credit

  • Complimentary ScotiaLine personalized checks
  • No pre-payment penalty
Find out more Flip Tile Over

ScotiaLine Gold

Personal Line of Credit

  • Have enough credit to make those special purchases
  • Get instant access to your credit whenever you need it
  • Enjoy an interest rate lower than most personal loans
Find out more Additional ScotiaLine Gold Personal highlights

ScotiaLine Gold

Personal Line of Credit

  • Payments as low as interest only
  • Once it’s yours, it’s yours for life
Find out more Flip Tile Over

Mortgages

Let us help you get closer to your dream of homeownership.