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Retail Finance Programs

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Retail Finance Programs

As the leading indirect lending and referral provider, Scotiabank is committed to providing dealer customers with access to competitive, flexible and prompt financing.

You want to move your merchandise quickly and smoothly. You want to offer your customers a way to make their buying decisions easier. Meet these needs with our retail finance programs, which offer:

  • Competitive interest rates, flexible down payment requirements and repayment terms of up to 72 months
  • Professional service, including fast credit approvals and consistent decisions by well-trained, dedicated automotive credit buyers and managers
  • Prompt dealer payment
  • Non-recourse financing; no holdback when funding loans
  • Competitive programs with life, disability and warranty financing
  • Innovative rate buy-down programs and payment deferral programs



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