Think of it as all-you-can-eat banking. Without the bill.

Really Free Checking Account

That really means free.

Sign up for Payroll Direct Deposit and get the Scotiabank Really Free Checking Account with unlimited transactions  and no fees. Thats no monthly fees. No transaction fees. And no minimum balance is needed.

Look at all you get!

Getting your Really Free Checking Account is easy.

Just follow these simple steps to start experiencing FREE:

• Download or ask a Scotiabank branch representative for a Payroll Direct Deposit form.
• All you have to do is sign it. It only takes a few minutes.
• Give the form to your employer. Its that simple!

Soon youll be enjoying all the benefits of your Really Free Checking Account!

Dont have Payroll Direct Deposit with your employer? Start with a FREE GIFT!

Wed be happy to help you get Payroll Direct Deposit started with your employer  and give you a free gift for doing so. Just give your Scotiabank representative the name of the person in your company responsible for pay checks. Well show them how easy Payroll Direct Deposit can be. When your company signs up, well say thank you with a FREE GIFT.

A special message to employers: give your employees something to bank on!

When you offer your employees the chance to sign up for Payroll Direct Deposit with a Scotiabank Really Free Checking Account, youre offering them a great perk. Who wouldnt enjoy banking for free? Simply give our Manager of Commercial Services a call at (350) 715-9612 to learn how a Payroll Direct Deposit company program and save your business time and money.

For details, see Terms and Conditions or visit your nearest Scotiabank branch.