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British Virgin Islands
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Mortgage Checklist

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Mortgage Checklist

The following information is provided to give you an indication of the qualifying criteria for mortgages and is by no means exhaustive.

Mortgage Loans

  • Agreement of Sale
  • Copy of Deed / Certificate of Title
  • Valuation Report
  • Copies of Lease Receipts (if applicable)
  • Up–to-date Land and Building Taxes and Water Rates
  • Two Forms of Valid Identification (Identification Card, Driver's License / Passport)
  • Confirmation of Savings / Debt
  • Job Letter & Recent Pay Slip
  • If Self–employed, Evidence to support Income e.g. Filed Income Tax Returns, Financial Statements for the Last 6-12 Months

New Construction Loans

  • Approved Building Plans
  • Builder's Detailed Estimate
  • Building Contract
  • Quantity Surveyor's Report
Contact us or visit your nearest Scotiabank branch for more information about home financing solutions and the benefits of transferring your existing business to Scotiabank.


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