• No. A MAGNA account number will be assigned within two weeks of opening the credit card account
• If you are already a MAGNA member, simply fill in the MAGNA account number on the credit card application form

• The equivalent of 1% of the value of the retail purchase for local transactions
• The equivalent of 0.5% of the value of the retail purchase for international transactions

• No. Points are not awarded for cash advances, service charges, fees, interest charges or Convenience Cheques

• By using your Scotiabank MAGNA MasterCard everywhere for all your purchases
• By presenting your MAGNA card at participating MAGNA merchants and paying with your Scotiabank MAGNA MasterCard, you accumulate points faster – "double dipping"

• MAGNA provides customer statements on a quarterly basis, detailing all Reward Points earned during that period
• Customers can also call MAGNA or go to their website at www.magnarewards.com
  
  Please note: Points earned using the Scotiabank MAGNA MasterCard are issued only once per month and will appear on the MAGNA statement the following month. Therefore, Reward Points earned between the first and last day of the calendar month are sent to MAGNA at month-end and will appear on the next MAGNA statement.

• Any inquiries concerning MAGNA should be directed to MAGNA (800) 744-FREE (3733)
• Any inquiries concerning Scotiabank MAGNA MasterCard should be handled at your branch

• Yes. The credit card can be used internationally to earn MAGNA Rewards Points. However, MAGNA Rewards Points can only be redeemed in the country of origin.

® MasterCard is a registered trademark of MasterCard International Inc.

™ MAGNA card, MAGNA Rewards and MAGNA Rewards Voucher are registered trademarks of MAGNA Rewards Inc.