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This legal disclosure by Scotiabank St. Vincent & The Grenadines, ("Scotiabank", "Bank"), governs the use
of the Bank's World Wide Web site. Users of the Scotiabank Internet banking World Wide Web site pages
(the "Work") shall only be entitled to copy the Work for their own personal use but may not republish nor
reproduce any substantial part of the Work in any manner whatsoever, including electronically reproducing
this Work by "uploading", "downloading" or accessing the Work on to the Internet or any other local or
international computer system, without the prior written permission of Scotiabank. Others may copyright
certain information. An acknowledgement of the source must be included whenever Scotiabank material is
copied or published. If you require further information on a permitted use or license to reproduce or
republish any material, address your inquiry to the branch Managing Director. Any infringement of
Scotiabank rights will result in appropriate legal action. Scotiabank disclaims any and all liability for any
consequences that may result from any unauthorized reproduction or use of this Work whatsoever.
Information on Scotiabank's WWW pages is for information purposes only and does not constitute an offer
to buy or sell products or services of Scotiabank and its associates, subsidiaries, and affiliates, or units of
mutual funds. Not all products and services that St. Vincent & The Grenadines residents may be interested
in are available in all regions of St. Vincent & The Grenadines. Not all products and services that other
country residents may be interested in are available in that country. Scotiabank's products and services
are available in accordance with local law and only if they may be lawfully offered for sale in any particular
jurisdiction. All Scotiabank products and services are subject to the terms of applicable agreements.
Facts and data provided by Scotiabank, its associates, subsidiaries, and affiliates and other sources are
believed to be reliable when posted. Scotiabank cannot guarantee that they are accurate or complete or
that they will be current at all times. Information on this WWW site is not intended to provide legal,
accounting, or tax advice, and should not be relied upon in that regard. The Bank and its associates,
subsidiaries, and affiliates, are not responsible in any manner for direct, indirect, special or consequential
damages howsoever caused, arising out of the use of this WWW site.
All services described in this site are subject to conditions, exclusions and limitations as established by the
provider of the service. The rate bonuses are not to be used in combination with any other pricing bonuses
being offered by Scotiabank or any of its associates, subsidiaries, and affiliates.
Access to and Use of Site
All reasonable steps have been taken to ensure the security of your personal information transmitted over
the Internet. This includes the use of end-to-end encryption and on-line authentication. However, there
remains the remote possibility of data security violations occurring. In the event of such breaches,
Scotiabank and its associates, subsidiaries, and affiliates will not be responsible for any damages you may
suffer as a result. Scotiabank and its associates, subsidiaries, and affiliates, are not responsible in any
manner for direct, indirect, special or consequential damages howsoever caused, arising out of the use of
this web site.
Complete confidentiality and security is not yet possible over the Internet. Scotiabank advises you that the
Internet is not a secure medium and privacy cannot be ensured. Scotiabank and its associates,
subsidiaries, and affiliates will not be responsible for any damages you may suffer if you transmit
confidential or sensitive information to us.
Parties other than Scotiabank may have independently developed some sites that may from time to time
be accessed by hypertext appearing in this Scotiabank site, and Scotiabank does not guarantee the
accuracy of information contained in such sites. If you access any software through links from this web
site, you should take all necessary precautions to scan for computer viruses and for software compatibility
with the specific computer system you are using. Also ensure that you have a current, complete backup of
the information on your computer system prior to installing such software. The listing of an organization in
this site should not be construed as an endorsement of its services or products, and Scotiabank will not be
responsible for any losses suffered in visiting those sites.
The display of trademarks herein does not imply that a license of any kind has been granted.
The following are registered trademarks of The Bank of Nova Scotia in Canada: Scotiabank; Scotia; Flying
"S" and design; Scotiabank, Flying "S" and design; ScotiamaxScotiacard; ScotiaLine; BNS. Scotiabank St.
Vincent & The Gre is an authorized user of these marks.
Netscape is a registered trademark of Netscape Corporation.
Microsoft is a registered trademark of Microsoft Corporation.
All other service and product names are trademarks or registered trademarks of their respective owners.
The prime-lending rate refers to the prime-lending rate of Scotiabank.
All services described in this site are subject to conditions, exclusions and limitations as established by the
provider of service.
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