Borrowing

Find a variety of loan and financing solutions tailored to your personal needs.

Whether you're buying a car, renovating your home, paying for your education or travelling the world, we can help you select the products and services that will minimise your borrowing costs and maximise your opportunities.


Scotiabank has a variety loans and lines of credit to help you achieve your long- and short-term financial and personal goals.

Prefer to talk to us?

Call us and let us help: 62-SCOTIA (627-2684)


Loans and Lines of Credit

Scotiabank offers a full range of borrowing products so you can buy the things you need when you need them.

Scotia Plan

Loan

  • A reliable loan that you can customize to your changing needs
  • Choose the repayment schedule that suits you
  • Select a payment amount that actually saves you interest
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Scotia Plan

Loan

  • Set up automatic payments deductions
  • Enjoy longer terms and smaller monthly payments
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Scotiabank Car

Loan

  • A comprehensive suite of products that will make purchasing that new or used car easier than you think!
  • Enjoy extended terms and competitive rates
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Scotiabank Car

Loan

  • Get up to 100% financing and start driving sooner
  • Minimum down payment of 10%Flexible rates
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Scotiabank Student

Loan

  • Borrow up to a maximum of $450,000
  • Part-time students also eligible
  • Receive each year's loan advance beginning each year or semester
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Scotiabank Student

Loan

  • Upon approval you are also eligible for a Scotiabank MasterCard credit card
  • Only pay interest during the period of study
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Scotiabank Personal Line of Credit

  • An excellent way to give yourself some added financial flexibility
  • Get unrestricted access to your credit whenever you need it
  • No pre-payment penalty
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Scotiabank Personal Line of Credit

  • Complimentary ScotiaLine personalized cheques
  • Make payments as low as interest only and keep more cash in your pocket
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Scotiabank Gold Personal Line of Credit

  • Enjoy the financial freedom of having available credit to make those special purchases
  • Get instant access to your credit whenever you need it
  • Enjoy an interest rate lower than most personal loans
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Scotiabank Gold Personal Line of Credit

  • Payments as low as interest only
  • Once it's yours, it's yours for life
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Mortgages

Let us help you get closer to your dream of homeownership.

Scotiabank Mortgage Solutions

  • Your dreams of owing your own home are closer to coming true with our trusted mortgage specialist and subsidiaries:
  • Bank of Nova Scotia Trinidad and Tobago offers affordable terms
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Scotiabank Mortgage Solutions

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