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Online Bank Account - Electronic Access Account

Right for you if:

  • You need unlimited electronic transactions
  • You enjoy convenience of banking in-branch, by phone and online banking

Your Scotiabank Electronic Access Account offers you convenient access to your money however you choose to do your banking with:

  • Flexible and convenient unlimited Internet, Telephone and Mobile banking transactions 30 ATM debit transactions and 1 in- branch or Cheque transaction. Additional transaction fees apply for every purchase made using local Debit Point of Sale and when you exceed the number of included transactions.
  • Access your money 24/7 With your ScotiaCard banking card you can access your money whenever and however you like: via Internet, Telephone and Mobile banking, Scotiabank Automated Teller Machines (ATMs), local Debit Point of Sale (POS) machines any ATM worldwide displaying Cirrus symbol.
  • Easy record keeping that lets you reconcile your account with printed statements


Fees & Terms

$18

monthly fee

30 free in-branch, cheque or ATM debit transactions

$0

No charge for printed statements

$18 monthly fee provides you with unlimited electronic debit transactions. Additional transaction fees apply for debits done at the branch. Plus, you'll enjoy:

  • $18 monthly fee provides you with 30 ATM debit transactions and 1 in-branch or cheque transactions. Additional transaction fees apply for every purchase made using local Debit Point of Sale and when you exceed the number of included transactions.
  • Unlimited Internet, Telephone or Mobile banking transactions
  • Unlimited electronic transfers between Scotiabank accounts ,
  • No charge for Scotiabank ATM or in-branch deposits
  • Convenient access to your money through any channel: in-branch, via the ATM, by cheque, using the Internet, Telephone and Mobile banking, or when you make purchases using local Debit Point of Sale with your ScotiaCard banking card.
  • Chequing privileges
  • Printed statements for your records
  • No interest is paid
  • Non Scotiabank ATM fees apply
  • Regular Sundry fees apply

Not sure if this is the right solution for you?
Use our Account Selector to find the perfect account for your needs.
Start Selector

Additional Information

Adobe Acrobat Reader is needed to download PDF brochures.

Current Rates

Terms and Conditions

Find out how you can bank, pay no monthly fee while earning a competitive rate of interest with the Primary Banking Plan.

The Primary Banking Plan includes:

  • An Everyday Banking Accountthat allows you to do unlimited Internet, Telephone and Mobile banking transactions, as well as up to 1 in-branch or cheque transactions and 30 ATM debit transactions each month.
  • A Savings Account that earns an attractive rate of interest, 1 branch or ATM debit transaction and allows you to perform unlimited electronic transfers between Scotiabank accounts at no charge.

Learn More!

Ready to apply

You May Also Need...

Creating and living within a budget is a very effective way to manage your money well and save. You'll be amazed at exactly how much you can save—and how easy living within a budget is.

Read More.

Account Selector

In just a few short minutes the Account Selector can help determine the account that best suits your financial needs and your life goals.

Try it now

Online Bank Account

Right for you if:

  • You need unlimited electronic transactions
  • You enjoy convenience of banking in-branch, by phone and online banking

Your Scotiabank Electronic Access Account offers you convenient access to your money however you choose to do your banking with:

  • Flexible and convenient unlimited Internet, Telephone and Mobile banking transactions 30 ATM debit transactions and 1 in- branch or Cheque transaction. Additional transaction fees apply for every purchase made using local Debit Point of Sale and when you exceed the number of included transactions.
  • Access your money 24/7 With your ScotiaCard banking card you can access your money whenever and however you like: via Internet, Telephone and Mobile banking, Scotiabank Automated Teller Machines (ATMs), local Debit Point of Sale (POS) machines any ATM worldwide displaying Cirrus symbol.
  • Easy record keeping that lets you reconcile your account with printed statements

Fees & Terms

$18

monthly fee*

30 free in-branch, cheque or ATM debit transactions

$0

No charge for printed statements

$18 monthly fee provides you with unlimited electronic debit transactions. Additional transaction fees apply for debits done at the branch. Plus, you'll enjoy:

  • $18 monthly fee provides you with 30 ATM debit transactions or 1 in-branch or cheque transactions. Additional transaction fees apply for every purchase made using local Debit Point of Sale and when you exceed the number of included transactions.
  • Unlimited Internet, Telephone or Mobile banking transactions
  • Unlimited electronic transfers between Scotiabank accounts ,
  • No charge for Scotiabank ATM or in-branch deposits
  • Convenient access to your money through any channel: in-branch, via the ATM, by cheque, using the Internet, Telephone and Mobile banking, or when you make purchases using local Debit Point of Sale with your ScotiaCard banking card.
  • Chequing privileges
  • Printed statements for your records
  • No interest is paid
  • Non Scotiabank ATM fees apply
  • Regular Sundry fees apply

Not sure if this is the right solution for you?
Use our Account Selector to find the perfect account for your needs.
Start Selector

Additional Information

Adobe Acrobat Reader is needed to download PDF brochures.


Current Rates

Terms and Conditions


Plan & Save

Find out how you can bank, pay no monthly fee while earning a competitive rate of interest with the Primary Banking Plan.

The Primary Banking Plan includes:

  • An Everyday Banking Accountthat allows you to do unlimited Internet, Telephone and Mobile banking transactions, as well as up to 1 in-branch or cheque transactions and 30 ATM debit transactions each month.
  • A Savings Account that earns an attractive rate of interest, 1 branch or ATM debit transaction and allows you to perform unlimited electronic transfers between Scotiabank accounts at no charge.

Learn More!


Ready to apply

You May Also Need...

Creating and living within a budget is a very effective way to manage your money well and save. You'll be amazed at exactly how much you can save—and how easy living within a budget is. Read More.

Account Selector
In just a few short minutes the Account Selector can help determine the account that best suits your financial needs and your life goals.

Try it now