Our Credit Life Protection removes that worry. It will pay off your outstanding ScotiaLine Gold balance, up to TT $1,500,000, relieving your loved ones of added financial pressure at a difficult time. If you already have coverage for yourself, now is the time to consider joint coverage at a discount if you have a secondary account holder - for even less to worry about.

You Are Already Approved!

As a ScotiaLine Gold customer, it's easy to take advantage of this important protection. You are already approved for coverage provided that you (and your secondary account holder if you choose) are less than 65 years of age on the date you sign up. No health questions asked.

Affordable monthly premiums for Credit Life Protection are based on your previous month's billing statement's average daily outstanding balance and your age.

Just find your age in the following table to see how affordable your premiums can be. And a 10% discount applies if joint coverage is selected.

Table of Premiums

Premium rate per $1,000 of average daily outstanding balance

Your monthly insurance premium amount is added to your ScotiaLine Gold account automatically and is reported on your statement. What's more, no premium will be charged if you did not carry a balance during the previous billing statement period.

Please visit your Scotiabank branch to enrol or for more information about Credit Life Protection for ScotiaLine Gold.

A note from the insurers:

In this section, we have attempted to explain clearly and briefly the coverage available under this plan.

Coverage is subject to specific limitations and exclusions, including age restrictions, as described in the Certificate of Scotiabank Credit Life Protection Insurance and the Policy, which you will receive upon purchase.

Please refer to the Certificate of Scotiabank Credit Life Protection Insurance for details.

Insurance is underwritten by Sagicor Life Inc.