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Mortgage Checklist
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The following information is provided to give you an indication of the qualifying criteria for mortgages and is by no means exhaustive.
Mortgage Loans
- Agreement of Sale
- Copy of Deed/ Certificate of Title
- Valuation Report
- Copies of Lease Receipts (if applicable)
- Up –to-date Land and Building Taxes and Water Rates
- Two Forms of Valid Identification (Identification Card, Driver's License/Passport)
- Confirmation of Savings/Debt
- Job Letter or Recent Pay Slip (at least 3 months)
- History of Previous Loan(s)
- If Self –employed, Evidence to support Income e.g. Filed Income Tax Returns, Financial Statements for the Last 6-12 Months
New Construction Loans
- Approved Building Plans
- Builder's Detailed Estimate
- Building Contract
- Quantity Surveyor's Report
Contact us or visit your nearest Scotiabank branch for more information about home financing solutions and the benefits of transferring your existing business to Scotiabank.
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