Scotia Retirement Income Fund is a follow up plan to Approved Retirement Schemes (ARS) including ScotiaBRIDGE or an Approved Superannuation Fund (ASF). After you have retired and have therefore terminated your ARS or ASF, a Scotia Retirement Income Fund will now provide you with an income during retirement!

Product Highlights for Scotia Retirement Income Fund:

• Offers variable and fixed payments respectively
• Variable payments begin immediately and continue up to the plan anniversary before your 80th birthday, at which point it converts from variable to fixed payments.
• The option of a 5-year guarantee period is available
• Flexibility in payment options  monthly, quarterly, semi-annually or annually.
• Beneficiaries can be named

See product brochure for further details.
Download product brochure [PDF: 35kb]