Scotiabank Prime Lending Rate

4.250 % - Effective 5 June 2002

Mortgage Rates	VISA Card Rates	GIC and RSP Rates	Deposit Account Rates
•CHMC/GEMICO Insured Mortgages •Conventional Uninsured Mortgages •Scotia Ultimate Variable Rate Mortgage •Open Term (6 month/ 1 year) •Flexible/Closed 6 months	•Standard Classic VISA card •No-fee Classic VISA card •Scotiabank Value® VISA card •ScotiaLine® VISA Account •ScotiaGold® VISA card	•Short Term Non-Redeemable •Long Term Non-Redeemable •Cashable GICs •Stock Indexed GICs •Index Closing Values •Daily Interest Savings	•Money Master® High Interest Savings Account •Powerchequing® •Scotia Value® •Student Banking Advantage Plan •Getting There Savings Program® for Youth •Daily Interest Savings •Scotia Plus® Daily Interest Savings •Gain Plan® Investment Savings Account •Scotia® U.S. Dollar Daily Interest •Scotia OneTM Service