Card	Interest Rate†	Cash Advance Rate†
Scotia Momentum® VISA Infinite card	19.99%	21.99%
Scotia Momentum® VISA Card	19.99%	21.99%
ScotiaHockey™ VISA* Card	19.99%	21.99%
Scotia Momentum® No-Fee VISA card	19.99%	21.99%
Scotiabank Value VISA Card	11.99%	11.99%
Scotiabank Value VISA Card - fully secured within the Scotia Total Equity Plan	9.99%	9.99%
No-Fee Scotiabank Value VISA Card	16.99%	16.99%
No-Fee Scotiabank Value VISA Card - fully secured within the Scotia Total Equity Plan	14.99%	14.99%
ScotiaGold Passport VISA Card	19.99%	21.99%
No-Fee ScotiaGold VISA Card	19.99%	21.99%
ScotiaGold Passport for business VISA Card	19.99%	21.99%
SCENE VISA card	19.99%	21.99%
L'earn™ Visa Card	19.99%	21.99%
SCENE VISA card – Student	19.99%	21.99%
ScotiaLine Visa Account	Secured rate at Prime + 1% and Unsecured Rate at Prime + 4.99%