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Building Your Credit History

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Building Your Credit History

How do you build a credit history?

Doing the little things right is the best way to get started.
  • Opening a bank account and using it to pay your bills.
  • Applying for a credit card and paying your balance in full each month.

Financial transactions like these are used to build your credit history, and the sooner you get started the better.


Scotiabank StartRight™ Program for New Canadians.

We understand the many challenges you will face as you settle in to your new life. So we have made it easy for you to build your credit history with our Scotiabank StartRight Program for New Canadians. You will find everything you need in one convenient package including:

  • A no-fee bank account
  • A no-fee credit card
  • A safety deposit box
  • Access to the “Welcome to Canada Mortgage” to buy your first home.
  • Cashable GIC with 1% bonus rate
  • A convenient way to send and receive money from overseas through Western Union services at any of our branches.


We are here to help you at each stage of your life in Canada — from opening a bank account, to buying your first home, to saving for your child’s education.


Come in and speak to our multicultural team of specialists today.


Visit one of our branches today.



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