Insurance

Protect your family's financial well-being. Consider credit protection offered by Scotia Insurance Eastern Caribbean Limited, a wholly owned subsidiary of Scotia Insurance Caribbean Limited, a member of the Scotiabank Group. Incorporated in St. Lucia in 2014, Scotia Insurance Eastern Caribbean Limited offers credit insurance to Scotiabank customers on their personal loans, mortgages, credit cards, and ScotiaLine accounts. Scotia Insurance Eastern Caribbean Limited is backed by the strength and stability of Scotiabank, one of the region's leading banks.

Credit Protection Insurance


Ensure the principal and interest remaining on your Scotia Plan Loan, Mortgage, ScotiaLine Personal Line of Credit, or Credit Cards can be paid off in the event of your death, the diagnosis of a critical illness or health crisis.

  • Credit Protection for Credit Cards

    Available Life coverage at affordable monthly premiums based on your previous month's outstanding balance. Automatic approval for those under age 70 if enrolling for Life Protection. Single life coverage costs only 29 cents for every $100 of your previous month's outstanding account balance. No premiums charged for zero balance.
  • Credit Protection for ScotiaLine

    Premiums are based on your outstanding account balance and your age. Automatic approval if you're age 65 or under when you enrol for Life coverage.
  • Credit Protection for Residential Mortgages

    Premiums are determined by your age and your Mortgage account balance on the date you apply. The younger you are, the less you pay, and joint coverage discounts are available.

Home Protection Insurance


Provides a full range of coverage at preferred rates. Consider this affordable protection for your home.

  • Scotia Home Protection Plan

    Prepare for the unexpected. Protect your home in the event of fire or other disasters. Also available for condo owners.

Prefer to talk to us?

Call us and let us help:
(758) 456-2100

Or visit your nearest Scotiabank branch for more details.