Borrowing

Find a variety of loan and financing solutions tailored to your personal needs

Loans and Lines of Credit

Scotiabank offers a full range of borrowing products so you can buy the things you need when you need them.

Scotia Plan

Loan

  • Reliable loans that you can customise to your changing needs
  • Choose the repayment schedule that works for you
Find out more Additional Moneyback Chequing Account highlights

Scotia Plan

Loan

  • Enjoy longer terms and smaller monthly payments
  • Consolidate your debts into one easy payment
Find out more Flip Tile Over

Car Loans

  • Up to 100% financing
  • Repayment period of up to 84 months
Find out more Flip Tile Over

ScotiaLine Personal

Line of Credit

  • An excellent way to get added financial flexibility
  • Get unrestricted access to your credit
  • Make payments as low as interest only
Find out more Additional ScotiaLine Personal highlights

ScotiaLine Personal

Line of Credit

  • Complimentary ScotiaLine personalised cheques
  • No pre-payment penalty
Find out more Flip Tile Over

ScotiaLine Gold Personal

Line of Credit

  • Have enough credit to make those special purchases
  • Get instant access to your credit whenever you need it
  • Enjoy an interest rate lower than most personal loans
Find out more Additional Basic Banking Plan highlights

ScotiaLine Gold Personal

Line of Credit

  • Payments as low as interest only
  • Once it's yours, it's yours for life
Find out more Flip Tile Over

Mortgages

Let us help you get closer to your dream of homeownership.