Term Deposits

There’s a term deposit that’s right for you

Are you saving for the long-term, such as a comfortable retirement or your children's education? Are you saving for a short-term goal such as a car or your first home? Or do you want to set aside some funds and earn the best possible rate of interest while maintaining access to your money 'just in case' you may need it? No matter what your needs, we have a Term Deposit solution that is right for you.


With Scotiabank Term Deposits you enjoy:


Security – With Term Deposits, your initial investment (principal) is protected.

Predictable Returns – Term Deposits give you peace of mind with a guaranteed rate of interest for the term of your investment.

Flexibility – Whether fixed or cashable, short or long term, Term Deposits give you the flexibility to decide what's right for you. A range of currency options is also available.

Higher Returns – Enjoy the potential for higher interest rates when you invest for the longer term.

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Fixed Term

  • Highest available guaranteed rate of interest
  • Interest payment annually or at maturity
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Fixed Term

  • Available in multiple currencies
  • Available terms from 31 days to five years
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Cashable

  • Access to your savings anytime (after 31 days)
  • Competitive rate of interest
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Cashable

  • One year term available
  • Available Currencies KYD and USD
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